I am not sure what my next step is with Payday One which is now Rise Credit. In SC they are a licensed supervised lender, which basically is a way around the payday loan laws. They are not bond by the interest rate cap or the money lent out cap. I have emailed them several times. I have gave them my best settlement. I basically gave two options. One was to consider my account PID since over the past 3 years I have paid over $5000 in interest. The other option was to pay them a monthly sum over the next 5 years which would pay for my last loan minus any interest.

I have read all of the threads I can find on Western Sky/Cash Call. I am having some trouble with the math - we have been paying for over a year, and I have sent extra and after a year the payoff is more than we borrowed! On a $2600 loan we have paid over $3000 in a year. I was going to send them a cease and desist letter and refuse to pay but I am worried about my credit report (okay about my wife's, mine is already a disaster).

A collection agency has contacted me regarding a debt which is out of the SOL period. What kind of letter should I send to the collection agency? Should I send a debt validation letter to the CA? Should I send any other letter to this collection agency from Ozark, Alabama?

I'll get retired by the end of this year. I'm currently living in a rental apartment in Winfield, Alabama. I wish to buy a house in Spanish Fort and shift there. I have saved money in 401(k) account. I want to use the money for purchasing the house. Can you please explain the 401(k) distributions? Is there any tax implication?

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hello today someone came too my job claiming too be the police saying they were serving me with papers about a loan from the cutter group cwb and some other loan company i had took out back in may of 2012 for 250 ,they say i had closed my bank account the same day i got the loan which completley false...they say i committed fraud and i had too pay them back 700 (idk why) or i would have too go too court and i never got a call from them or a email nor anything in the mail about the loan ummmm i had called their company representing them called "National" a guy name kevin told me that they cou

After consistently emailing MY WEB FUNDS every day informing them that i overpaid over 800 dollars I am finally getting my refund. What I did was dispute one of their transactions with my bank, and I believe this is what got through to them.

I have Several Payday Loans and I feel like I'm Sinking. I keep having to borrow more to pay bills because of all the Fees. Store Front Advance America - Loan $833.33 Amount Due $892 Check-N-Go - Loan $1000 Amount Due $1150 Internet Rapital Capital - Loan $700 Amount Due $1050 Cashnetusa- Loan $1350 Amount Due $$1686.59 ACEcashexpress - $650 Amount Due $827.19 I've paid so much on these I would have to add it all up. I also have a Western Sky Loan that cost me $300 a month. Original loan was for $2000 I really have to get out from under these and I don't know what to do.

I recieved a call from this co.. Saying I was being sued by cash now. 1st call was recorded message. I called number left and the guy could not give any info on cash now. Did reverse look up and states cell out of Cleveland Ohio.

I have over 30,000 in debt. Out of work one income. Always current but about to go under. What should I do. I was thinking about Freedom debt services to reduce debt. That's what I was told in half. But they charge 21 percent to do this for me. What would you do.