I have read all of the threads I can find on Western Sky/Cash Call.
I am having some trouble with the math - we have been paying for over a year, and I have sent extra and after a year the payoff is more than we borrowed!
On a $2600 loan we have paid over $3000 in a year.
I was going to send them a cease and desist letter and refuse to pay but I am worried about my credit report (okay about my wife's, mine is already a disaster).


