After reading the payday loans in Texas, I find they say the following: Debt Limits: Maximum Number of outstanding loans permitted at a time - Not Specified (Aggregate outstanding loans of $500 to all licensees) Permissible number of Rollovers - None (if charge of renewal is less than the permissible rate of interest; otherwise can be converted to declining balance installment note) If my loans were all for over $500, can I actually be charged for the overage when the debt limits is set at $500 to all licensees?

I was reading online that you can sue credit bureaus or creditors if they try and “Re-age” your account by updating the date of last activity on your credit report in the hopes of keeping negative information on your account longer. How can you tell if they are "re-aging" your account?

Hi all, I'm so glad i could find this forum but I need advice on my first ever debt collector contact!! (so frustrated). So, i got a letter in the mail from PARC (Premium Asset Recovery Corp) regarding a debit I owe in the year 2001 (that's 9 years ago!!) within the state of Pennsylvania. Now I live in NJ. This debt(s) was supposedly a medical bill for a hospital i went to but does not exist anymore!! It is now a children's hospital.

I talk to a person from this company and i told them that I did not have the money right now ......I told them I was in the process of changing banks and had not open a checking account yet . He called me a liar and said according to my social security number that I have a open and active account!???!!!!! so I told him i could pay in full on payday I would even wire it to them they refused the wanted my checking account thats the only why I could pay

I have been contacted by attorney for a firm representing the company that purchased by charged off account and told that they would accept a bottom line of 50% of the debt and no less but I must give them my bank account number in order that they draft the letter for the company accepting my settlement. I would postdate the check to the end of the month but be sent a fax tomorrow to confirm the arrangement.

I'm a 25 yr old single man. I signed up for a credit card with a 8k credit limit (RBC Visa gold)about 2yrs ago. At this time I was currently self employed making decent money. About 8 months ago my small business went under. Since then I have been unemployed with no income and looking for a job. During these last 8 months I have used up all of my savings and currently am broke, and I tacked on 3000 worth onto my credit card.

Here's another one! http://www.debtconsolidationcare.com/forums/member.php?u=221847

what so i need to do to open an account

How do you find out who is licensed in the State of Delaware, I have Vincent, DJR, Sandpoint and National?

I checked my voice mails just a little while ago. There was a message from a Joe McCarthy of Payday-loan-yes.com. The message did not provide the name of the company--just that he was my case worker and that he could save me money. Anyway, he said that he wanted to speak with me about a supoena concerning my situation. I maybe owe these scams about 200.00 after paying over and over. As far as I can tell, they are not a CSO, and are NOT licensed in TX. I called back and left a message demanding a written statement of my debt and remaining balance.