I know I like to read when others make settlements so I wanted to share. I am 105 days late with citibank. They called a lot at the beggining but about after 90 days or so they stopped calling. They sent a letter and said it would be sent to collections in 21 days. I don't know if that is true or not as it would be 120 days. But I called them. They offered me 55%. I told them that was offered to me a long time ago and I couldn't do it. Then she talked briefly about payment options and I told her there was no way which there isn't. Finally I just said, I can do 30%.

We have a few credit cards and until recently we managed payments on time,(over a $1000 per month), I am employed but my husband is a self employed tiler. His work is so sporadic due to an increase in tradies looking for work and people not spending that some months we cant meet our mortgage so we take money from a card. How do we move forward, is a personal loan the answer to clear all the cards into one payment?

I called citibank today to talk to them about payment options. I have two accts with them. One was previously on a payment plan and we stopped making payments. When I called them, they said this one account has already been sent out. I asked to where and she couldn't/wouldn't give me an answer and said she could give me a locator number and to call them. She gave me the number and it is a phone number 1-800-248-4284. I called it and it said I reached the central locator or something like that. I didn't wait to talk to anyone.

This company wants to do the loan modification and they want 3 payments of $1,500, $1,500 and $500.00. Does anyone know anything about them?

Does the FCRA prohibit the CRAs from providing consumer credit reports to credit counseling agencies directly?

I also got a loan from star cash which i didnt know about until they started taking 60.00 every 2 weeks out of my checking. Now my checking is overdrawn by 800.00 cause I wont put anymore money in it . But now they are calling me and threatening to take me to court and they say it will cost me 4000.00. What I don't get is they say I owe 798.00 on a 200.00 loan and they arent deducting the times they took the 60.00 from my account.

nelly what are the problems with debt services in less developing countries

Does anyon have a new number for Star Cash Processing? The number provided is no longer in service. They have taken out almost $900 and I don't remember borrowing any money form them. I also looked back at my account activity and there is no deposit made form them. There is also no website where I can check my account. Please any info would be helpful.1

A friend of mine is in jeopardy of having her house foreclosed on. She's in the works of trying to save her home through loan modification. Currently, her house is in Florida and she is here in California (she couldn't find a job in Florida). So she has a tenant renting the house. At the home in Florida someone served her and her husband with a civil summons for the foreclosure - the tenant accepted the summons, then made copies of it and didn't send it to the landlord (my friend). She then called my friends Realtor and tried to talk to her about it.

star cash has been calling my job saying i owe them money they say that i need to get a lawyer i have no idea about this company i have closed my account i do not no what else todo