So I have this Direct Deposit Advance on my old checking account at my bank. I can't close the account becaue of it so there has been a "hard hold" on the account and it is working for not allowing the payday loans to go through but this direct deposit advance is coming due and I will not have direct deposit set up yet on my new checking account by the time it is due. I went in today to talk them about it and they basically told me I was out of luck that it will be deducted from my old checking account causing overdraft fees if I did not pay it by the day its due.

Your correspondence has been directed to me for review and I thank you for the opportunity to assist you at this time. Payday One of South Carolina LLC DBA Rise is licensed under the State Board of Financial Institutions Supervised Lenders License No. S-7892 under Section 37-3-503. Payday One is an online consumer lender. You can view a copy of our license by accessing our website at www.paydayone.com and selecting Loan Cost and Terms then the state you reside in.

Another state bans the illegal scheme lending scheme by Western Sky Financial, WS Funding LLC and Cash Call......for those of you from MN you need to contact Lori Swanson (MN AG) office ASAP to get your name on the list of victims. Congratualtions to you guys!!!! Slowly but surely, Paul Reddam and Martin Webb's fraudulent scheme will be taken down!!!

Magnum set me an email to: Our call center is in receipt of your website contact form and it was forwarded to the lender. This response is offered on behalf of the lender, International Cash Advance, Inc. (ICA). ICA, doing business as Magnum Cash Advance, is a British Virgin Islands (BVI) corporation. No solicitation or advertisement was offered in South Carolina by ICA. Customers must seek out ICA on the internet and apply on "their" web site.

I just send ACH letters for White Hills Cash, Fox Enterprises (which was sent to National Credit Adjusters) and Hyda Fund. All are a results of over payment... Have anyone ever dealt with them in regards to this?? How did it go? I am in NJ

My ex-husband included our daughter on several of his credit cards. He did this so as to help our daughter build credit. My ex-husband has expired in January 2013. Is my daughter accountable for the credit card debts? My daughter is going to apply for a student loan. She is getting admitted to a college in Aptos, California.

My credit card debt amount is $45,000. I have saved a huge amount in my retirement fund. I can easily pay off the debt by using my pension fund. Actually, my creditor has filed a lawsuit against me. Should I use the money to pay off the debt? I have a house in Wildomar, CA. Can my creditors seize my home because of the debt?

I have received judgment for a collection account. The SOL period on the collection account will expire in October 2013. Will the judgment remain active after the SOL period is over? I was planning to sell my house in South Pasadena and pay off the judgment. But, if the judgment doesn't remain valid, then I will not sell my house.

My total student loan debt is $20,000. The interest rate on the student loan is 4.52 percent. How can I pay off the student loan debt quickly? I don't have any other financial obligations right now. I will shift to San Juan Capistrano soon. I want to take care of this debt as soon as possible.

I had applied for a home equity loan. I need the loan to pay off my first mortgage. My lender has threatened to foreclose my property in Arroyo Grande. The loan application was not accepted due to some late payments and poor credit score. My current credit score is 650. I have an auto loa also. Please advise me how to deal with the situation.