A few years ago I had a job and I purchased a laptop on credit. I made several payments but then became disabled and unable to work. I applied and got approved for Social Security Disability, and now get a meager $619 check per month. I stopped paying the laptop bill because obviously I couldn't afford it.
Today someone from the Law Office of Richard Clark contacted me saying my debt of $1700 had been given to them and they wanted to know if I'd settle voluntarily with payments of $98 a month for 18 months.