I have about 4 bills trying to be collected at this time. I want to pay them ,but can't pay them all the same time. I called and one said $250 was the min. payment they would accept.3 of these are $450 (Credit Card),$560 (Medical) and $500( Credit card) And 1 is for breaking a lease early by 2 months ($3000) Paying the broken lease bill $200 a month down to $1500. The others all hit me all at once. I would like to give them at least $50 a month. How likely for them to sue me at these smaller amounts. Thanks.:)

I got a call from these people today (J&W Associates) stating that I still owed a balance on Check N Go. I already settled on that balance last year with a company called Eastern Asset Management - I have all of the paperwork and bank statement to prove it. This is the second time in less than a month somone has called and threatened me with a judgment (for two different payday loans). I'm at my wits end here and I don't know what to do. At least they haven't contacted my family. I still have the message on my phone and I'm not sure what to do....should I call them back?

Anyone know the latest on the FTC pending regulations as far as current status, or when changes or rules will actullay take place? Thanks!

just starting to plan for settling about 80K of credit card debt. on one hand i can accept the damage to my credit rating because i never plan on using credit cards again. and i can even see not getting loans for future car purchases and just buying whatever i can afford to pay cash for. on the other hand, i would like to preserve my credit as much as possible for larger stuff in the future like buying or refinancing a house.

i have two chase cards. one balance is 13K and they're telling me it will charge off end of this week. the other balance is around 5K and it's only about 60 days late. when i spoke to them today they offered to settle them both at 45% of total (18K). i'd like to get them down to around 20%. would it be best to continue negotiating on the total of both cards, or just focus on the 13K one since it's the latest?

1.When settling a debt in collections how does it appear on CR? 2. I understand a debt in collections sticks on the CR for 7 years even though it is settled, and for some reason this hurts your credit score more, than if you settled before charge-off? 3. Is there a difference in reporting to the CR if you settle an account with a 3rd party collector before charge-off vs. settleing it with the original creditor before charge-off ? 4. Is there a difference in regards to CR, when settling with OC after charge-off with internal collections?

I received a call today from a Tony Rollins from LMK & Associates. He said I had 3 charges pending against me for a payday loan from 2008 from Total Lending. He said the charges were theft of services, fraud and malicious intent of something. He asked me if I had received anything from my county in the past few days because they were submitting something that was going to suspend my driver's license within the next few days.

I got a call from a Tom Curren (sp?) at 904-721-3711. I'm certain it's about one of my online payday loans. I am working on the legal ones first, then worrying about the illegal ones, and yesterday one of them sent me an email saying that my case was sent to collections. Then today I got this call....stating he was an investigator, and he was trying his best to get a hold of me.

Does @dvanta list your account as in collections after 6 months? Or how does it appear on your CR? Thanks

I have been living in payday loan hell for 3 years now. I have 4 oustanding pdls with PDL Ventures, United Fast Cash, US Fast Cash, and Cash Central. Are they illegal lenders? I look forward to the day that I will see my paycheck again!