Are all tribal loans illegal or does it depend on what state you live in? I am in Texas and I have three payday loans that are from tribal lenders; Spotloan, Majestic Lake Financial and Loan at Last. Are all of these loans illegal? If so how? I'd like to be able to explain that in my letters as I have already paid off the principal loan and then some on all three. Am I entitled to get some of my money back? Any help is appreciated!

How long will it take to settle 5 credit cards/? And, how much do I need to save for that? I owe $300 on a Chase credit card, $1000 on Amex, $2500 on Citi, $6300 on Discover, and $2100 on a BofA card. Discover has charged-off my credit card. So, should I contact them or the collection agency? Is government relief programs applicable for charged-off accounts too?

I have a foreclosure against me. Plus, auto repossession order against me. What should I do? Live in Maryland. Please suggest. I’m in great trouble

I have a creditors' meeting scheduled at May 2nd week. But will it happen due to the pandemic?

As per new act due to pandemic, can I stop making payments for the time being and interest won't get accumulated on credit card?

Filed bankruptcy 4 months back. Payday loan companies are still calling me. They are saying that payday loans can’t be discharged through bankruptcy. These are special loan arrangements. Hence automatic stay doesn’t apply to them. Is it true?

I keep getting calls from First National Collection Bureau harassing me saying i owe $23,000 to an old navy account i never had. This guy said there was a judgement in court and gave me some number that didn't exist after i searched for it on the judicial website. He refused to direct me to a fraud department as i stated i never had this account. He was incredibly rude and swore at me. Any suggestions as to what to do from here on? I don't know if i should just ignore this or send a Cease and Desist letter to them? thank you.

I am working with an organization for debt settlement. Can I request them to stop making the payments for a few months? Will I be able to continue with the program if I do so?

I have applied for my unemployment benefits a week back. Haven’t received anything yet? When can I expect to get it? Any idea? Has anyone received it?

Received a call from a debt collector. He asked me to pay off debt online. Otherwise, he would garnish my stimulus check. Can he do that? The debt is valid. Is there anyway to protect the check.