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Is United Cash Loans immune to the state laws?

16 years 1 month ago
I kow there is a court battle over whether United Cash Loans is part of an Indian tribe and immune to state law. I hope the States cite this clause of UCL's own terms of website use: General Information. These Terms of Website Use shall be governed by and construed in accordance with the laws of the home state of unitedcashloans.com, without giving effect to any principles of conflicts of law. So by their own admission, they are bound by OK law, which they routinely violate!

 

Payday Max harrassing me at work and home

16 years 1 month ago
I've discovered about three (3) months ago that Payday Max was illegal in the state of Maryland. Since I've closed bank account, they have been calling me frequently at work and home. Everytime I tell them to give me a fax number and email address, they never provide the correct information. Does anyone know Payday Max's fax number and email address so I can send them my letter? Please help!!!

 

Anyone settle with BARCLAYS ?

16 years 1 month ago
I am 75 days now any they will only settle for 70%. I have had a very bad experience with them. Days 15-60 I only spoke with people from a foreign country like Philippines or something they would never speak of settling just "Pay Now". Days 60-75 finally someone from the US. But now they are saying 70% and they cannot go lower PERIOD. They became very rude and like a bully attacking me why i was a "Deadbeat" . I remained calm and explained for the 20th time I was furloughed from my job and how I have never been late on any payment and always paid more than the minimum. They didn't care.

 

help

16 years 1 month ago
What is ALTERNATIVE CLAIM ON CREDIT CARD CONTRACT-i just recived paper work petitioning the court

 

Barbadosusa

16 years 1 month ago
A guest keeps posting ads for presriptions under the name Barbadosusa, can you ban this name?

 

Chapter 13 filing in married

16 years 1 month ago
I am married, can i file for chapter 13 by myself and involve my wifes finances?

 

credit report

16 years 1 month ago
i want to pay off whats on my credit report can you help?

 

debt settelment vs waiting the statute of limitations

16 years 1 month ago
I have some bad credit card debts that went to collections about 2 years ago. I really want to be proactive about fixing my credit now, but I don't know if I should settle the debts or just wait for the statute of limitations to pass in another couple of years. Can I really fix my credit score by settling or would it be more advantagous just to start rebuilding it will small accounts and wait for the old debts to fall off? Can I be given a 1099 for the difference of the settlement?

 

Violation? CMRRR letter to CA returned, unable to forward

16 years 1 month ago
I sent a CMRRR Debt validation letter to Gold Key Credit at the address that was listed on my Equifax report. It was returned to me as "Return to sender, unable to forward". I called Gold Key and they said that address has not been used in over 5 years and could I please send a copy of the envelope into them so they could correct the issue. Isn't this a violation? Can I use this to get them to delete the tradeline? Thanks for your responses.

 

banks

16 years 1 month ago
Since most banks here in the USA, now have foreign employees to answer their phones, and do customer relations, how do you as an American feel, when they treat you unfairly, or don't help you?, and this is happening to you how?