can you send validation letter to original creditor?

Does anyone have the fax number to DirecTV so I may revoke ach? I called last week (1/11) to cancel service with DirecTV. I was told that I would have an early termination fee bill of $456 and my last bill of $57 for service. I asked to be billed and the CSR said that I would receive two separate bills in the mail. The first would be the last bill & the second bill for the ETF fee and for the receiver if I didn't return it within the next week. On Tuesday morning (1/19), my bank account is negative $467.

I received an offer from Chase for my 3 accounts at 35% and took it. It is spread over 90 days. Should I use my personal checking account or pay by money order or another means?

I have bad credit, but need to get a newer car. I'm not buying new, but used. I shopped around and was turned down at 2 places, but approved at a Hyundai dealer @ 21%. We found a car we like under $9,000 with $2-3,000 down. Since I need the car & can afford the rate I agree to the terms, but when I sit down to sign the papers the finance guy tells me I have to purchase an extended warranty @ $1,600 or I won't get the 21% interest rate - instead it will be 26% - I'm told the lender is making the requirement, not the dealership. Needless to say I leave without the car.

who do the leads from this site go to? seems like a blatant conflict of interest.

I have close to $15,000 in credit card debt. I am currently an undergraduate pre-med student with a 3.9 GPA. I plan on graduating in 2012 with a dual major B.S. in Biology and Environmental Science. With hopes of beginning medical school in Fall of 2012. My question is whether I should consolidate my credit card debt? Will this affect my eligibility for student loans in the future? What about private loans, in case student loans don't cover all costs of med school? How long will my credit be affected adversely by credit consolidation? Thank you for your time:-)

Okay, I have an issue. I'm trying to repair my credit while trying to avoid the mistakes that I have committed in the past. Earlier I used to have several credit cards (almost 9) of small limits which soon went out of control. I was thinking that if I now have a credit card that has high limit instead of carrying several small. Is it a good idea?

Ok, so I defaulted on a storefront payday loan. I did call them and make a payment or two, but then we ran into some hard times and I had to stop. Was hoping to hold off until I received my taxes. Well a collector from one of the CA's handling the loan called my MIL today and told what storefront he was calling from and that if I would be in contact with him, he could work out an arrangement on what I owe and that if I wait, it will be sooo much more. Now, I could be wrong but are they not allowed to disclose information regarding the debt to a third party?

[FONT=Comic Sans MS]Hello all, I have been browsing through this site & have come across some useful info, so I thought I'd post my situation & see what more knowledgeable minds than mine could offer :D Like many others I've gotten sucked into the PDL cycle & have no idea how to get out *sigh* The loans I currently have out are: storefront ACE 545.00 (500.00 principal) I had a loan with Checksmart for 912.00 that I defaulted on & they are currently calling me everyday.

Please check out the BBB on this company and also with the Attorney General's office. Please be careful.