ok Q's 1. can a Creditor and a DC report the same debit and not be in violation? I know the original creditor can but can they double dip the ding? 2. If the DC reports the Original debt as a Zombie what violation? I they create a new date, etc. Thanks.

W2 deadline for an UNEMPLOYER

I have another thread here that goes into detail about my 6 current online PDL's. Only one of them is legit, CahNetUsa, and I have no problem paying them. The question I have is that on two lenders, Ameriloan and Integrity Advance, I have paid more than what I originally borrowed. Ameriloan - $400 loan - Paid $945 in fees and principal. Integrity Advance - $500 loan - Paid $625 in fees and principal. What are the chances of me contacting them by phone and advising them that I have paid more than what I borrowed and the loans should be marked as Paid In Full?

Would it be better to do a hard block on my checking account or close the account and open another? Both my husband and I have our paychecks automatically deposited into the account. I have put a stop payment against 500FastCash and MyCashTime but I understand that 500FAstCash can be pretty sneaky in getting the money out.

ok i owe about $500 on a bankcard with washington mutual and i dont know what the name of the ca is,is there a way i can get the name and number and how much i owe now with interest (if i do owe.). i need to know so ican fill out some paperwork there asking for that info and im hopeing to get out of this debt as fast as possible.

Love that yahoo, interesting page. Will browse around and hopefully have something I can add. Thanks alot. Stacie

I am currently working with a debt management firm on several CC accounts, however, one of them has filed a suit against me and my firm has completely dropped the ball and did not get a settlement offer yet and I must file an answer to the suit by Tues, which means I have to put it in the mail tomorrow. I last paid on this acct about 6 months ago and the suit has been filed in the name of the CC company using a lawfirm in my state (Ohio) who is licensed to collect. The account did not go to a 3rd party collection agency, they filed on my right away.

Wasn't sure if this was the right forum or not! I will try to make this as short as possible. Was talking with a friend of mine and didn't know the answer-hope someone does. She was checking her annual credit reports and saw a tax lein from feb '08 on all three, much to her shock. This comes from her husband working at family business and when they incorporated, his name got put as secretary-in name only- no benefits. He went to work for another place a few years back to get on insurance for their sons.

I live in Pennsylvania. In September 09 I took out payday loans with Emerald Marketing and Paydayloanyes. I have defaulted on these because my income dropped by $400 per month because my daughter went to live with her father and I am now paying child support. I have been receiving calls and emails from Daniel Petty from Emerald and Charrie Eiland from Vision Credit Solutions. I've paid Vision Credit Solutions $300, the original loan was $200. I used a prepaid visa card to pay them. I checked with my bank last week and Vision Credit Solutions withdrew $30 from my account.