Several original creditors sold my debt which I paid off in full to collection agencies. All debt is gone but credit score is not going up. Not all collections have reported to CB that debt was paid. Question - is it better to leave it alone or send in my paid ltrs to CB? I was told that if more collection agencies show up on CR (even as paid) it will lower my score even further?.is this true? Thanks

our year end is closed 31st Dec 2009.we have one fixed deposit.the bank is provide intrest from 20th to 19th jan 2010.Around $ 2000,how will calculate this one?

Hi I live in minnesota and in 2008 I took a bunch of payday loans out and now i have paid all the legal ones back. Yesterday I got a call from Ameriloan stating that if i dont pay them back by the end of the month they are going to send me to a third party collections. I just read on here that in minnesota they have to be lic. If they are not we dont have to pay them anything back I was wonding if ameriloan is lic?? Thank you

So, we had two vehicles financed through a bank in Arizona back in '04. Long story short...after refusing to accept two (full) payments they repo'ed both of them. The vehicles were both sold in auction back in late '04. We've received letters and calls since to get us to pay the remaining balance. However, I haven't. I've always asked them how they could refuse the payment before repo'ing and then want us to pay NOW. Plus we've received NO information on the sale of the vehicles, just what they say we owe.

I have been receiving calls from someone named Charrie Eiland of Vision Credit Solutions. She says they are collecting on a payday loan and I needed to pay or the next call I would receive would be from the process server. I used a prepaid Visa card and paid them. I never gave them my bank account info. I checked with my bank last week and discovered that they had withdrawn $30 from my account. If anyone has any suggestions on what I can do about this please reply

Back in late 2007, my dad had fallen seriously ill and I was being called to travel out of town once a week. By 2009 it was twice a week and my truck was on the verge of breaking down a lot. I ended up having to pull payday loans just to cover repairs and expenses. As the year went on, work was scarce and I was only working 32 hour weeks and taking care of my dad. The lenders continually pulled money out of an account that was already drained.

I got a letter from the consumer protection department of the attorney general's office in Oklahoma. Attached was a copy of a letter from USFastCash's legal department, stating that my account has been marked PIF with a zero balance and closed. Thus, matter closed. The email on the letter was unitedcashloans.com. Are they one and the same?

I made a thread yesterday but somehow it's not showing up. I have 6 current PDL's as of this post. I am current on all of them but the fees are eating up my paycheck and I'm starting to get into that cycle where I'm paying out too much in fees. My current loans are: CashNetUsa - $1769.26 owed - Paid $266.85 in fees so far Ameriloan - $325.00 owed - Paid $945 in fees. Original loan $400. Integ Advance - $650 owed - $475 in fees paid. Original loan $500 MyCashNow - $479.80 owed - $287.18 in fees paid. Original loan $600 GECC - $506 owed - $318 in fees.

Is this pdl offshore ? Are they tribe? I have sent them several emails and reported them to my AG and bbb. I have asked them to contact me via email or us mail and they keep calling. Any suggestions? I'm in Florida.

Hi, I have been following this site and it's great info for more than four months. This site is a god send. I live in Florida. I sent a debt verification letter that I found at this site. One CA has responded by asking me to complete an Authorization For the Use or Dosclosure of Protected Health Information. The CA is trying to collect for a supposed medical bill. The bill ask for all kind of info including my SS.