My husband is in prison right now. He will serve in the jail for 3 years. I’m the authorized user of his credit card account. The total outstanding balance in the credit card account is $8000. It is not possible for me to pay the amount with my salary. Can the credit card issuer come after me for the payments? Can I get sued? Will the account be closed? Should I inform the credit card issuer that my husband is in prison? Will there be any problem if I want to obtain a new card in future? I live in El Cerrito, California.

I have a 527 retirement plan with plenty of funds to cover all my debts. Can I use these funds to avoid bankruptcy?

I have multiple payday loans and live in CT. 4 of the 6 loans have been paid months ago meaning I have paid the principal by paying the finance charges. This has taken over my life with these charges coming out every other week. What can I do?

I live in Iowa and have multiple online payday loans. I had every intention of paying them when they were taken out. It was to the point I was taking out another to cover the others. It was so stupid. After being consumed with payments, my whole check was being taken. I did follow the steps on this thread to stop payments to these places. I have not been able to make any type of payment to them at this time. I did check with the Iowa General Attorney ofc and a debt consolidation company. Online payday loans are illegal in Iowa.

Can anyone tell me if since I am a resident of the state of New Jersey if ANY of the 4 payday loan companies I have had loans with are legit or legal? MyCashNow, 500FastCash,US FastCash, PlainGreen. Any advice would be appreciated as I am writing revocation letters right now. Account already closed. I think MCN not going out of their way as something is weird w/them. Went to give my new into to THEM b/c Ive dealt w/them forever w/o incident and they DID NOT WANT my info and passed me on to Silver River Management. I never got through so just sending my letter to them as well.

Is this company really with Capital One? Are they associated with any other comapny? I ask because I am getting calls 3-5 times a day, no vm is left and if it capital one, the only dealing I have with them is through my car, which is part of my CHPT 13.

Hello, I have a student consolidation started with salliemae for two student loans. I am fine on consoldation now and have been paying regualrly on this loan. I have another loan though which went into collection to RAB (Regional Adjustment Bureau). I had agreed to pay $450.00 a month on this loan. At the time I was able to pay it, but now have fallen into an hardship and can not pay this amount anymore. Is it possible to consolidate this loan as well?- Thank you for your help.

Well here is where I stand. Plain green-sent an email back asking just for the principal. Ideal gelt- returned email asking for two equal payments. Ameriloan-is asking for 600 but according to my records I only owe 220. Viploanshop- sent back an email offering to settle for 160. Usfastcash- I have not heard anything back from them. My phone rings non stop but I only answer the numbers I know. Thanks for all the help I really hope this will get me out of this rut.

What will happen if I have joint account with my spouse and I am on chex system and my spouse is not. Will they close joint account? I am banking with wells fargo.

For Two years I have paid $200.00 amounth for help gettingmy credit back in line the company had fled the area with my money and cant contact them now I an in more dept then before because I was scamed.I want to settle my Dept so I can move on with my life and retire. Who can I trust.