While going through your Forums, A question came in my mind. How will I know whether a payday loan is legal? Once I took out a pdl, about 5 years back and paid the borrowed sum with the interest. I took out about $700 and paid back about $1500. I didn't know anything about legal or illegal. if I know, it'll help in the future.

I want to repay debts since many people are worrying about a financial crunch. I will use some extra money to repay debt. Please tell me should I repay the charged off account too? Will it be of any help?

A collector responded to my request to valid the debt. It's 10 years old. They did state that they acknowledge the debt is past the statute of limitations. They further stated they would not sue nor report to the credit bureaus. How could I respond? Thank you

Can I defer payments for private student loans? I have 2 past due student loans is it possible.

Filed Chapter 13 bankruptcy 1 year back. I have been making payments every month. I made the last payment in March. I can pay this month too. But that’s it. What should I do now? Boss reduced my wage by 20%. What to do.

Trump has announced relief on federal student loans. This I know. But I have a few other questions. For instance, what will happen to the interest rate for both private and federal student loans?

Is it possible to stop making payments to retirement fund for the time being?

I have a plan to move out for some years for work reason. Will my credit score help to take out a loan abroad? Will it help to show that I have a good credit reting.

Didn't get my paycheck yet. Spending each day in panic. I have 2 children. I am divorced. My ex-wife has remarried. Her present husband earns more than me. My ex-wife is a stay-at-home mom. I think she doesn't work deliberately so that I have to pay child support. If I don't get a paycheck, I can't pay child support. Is stimulus check applicable for child support also? What if I can't pay the child support?

My friend was saying that mortgage rates have reduced a bit. Is it a good time to buy a home?