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Littlewoods cataloge

16 years 4 months ago
I have recently moved home and have recieved an invoice (balance is zero) from littlewoods cataloge, I have never applied for an account. On speaking to Littlewoods the account was opened after my moving date and closed by them within 3 days as they believed this was fraudulent, how would they have known this without speaking to me with all my details being correct and having a good credit rating?

 

PayDayMax.com & Credit Protection Services

16 years 4 months ago
I have been reading some posts on these two companies. Here is the deal with me. I borrowed about $1000 and couldn't pay it back. They settled on about $1300. I have paid back $1000 at this point. In about two weeks my next and final payment of about $300 is due. I plan on paying the final amount. Should I be afraid of them asking for more money? I've read quite a few horror stories about these two companies. What is the best thing to do? I have saved all of my MoneyGram payment receipts. Has anyone had trouble with them after paying off what was agreed? Thank you! Luke A.

 

Asset Acceptance LLC... HELP

16 years 4 months ago
Today I received what looks like a subpoena "Notice Of Production From Non-Party" wherein Asset Acceptance LLC is demanding that my mortgage company turn over my bank account number and routing number to them. In going through this forum I see that Asset Acceptance LCC illegally dips into peoples bank accounts. Should I contact my bank ? Another odd thing about this subpoena is the Case No. which is supposed to be filed in my County Court turned up nil when I did a search at the on-line County Court House.

 

Who do I pay?

16 years 4 months ago
I contacted HSBC Sears Solutions Mastercard in early November about paying a debt on my husbands credit report. They told me that ARM was handling my account now, and that they were a collection agency. I spoke with them on Dec 2(have copy of their agreement)and made a settlement agreement to pay $800(the credit limit) on a $1200 debt, but I was waiting on a revised letter stating the removal of the debt on his credit report. I called ARM on Dec 29 to find out why I never recieved the revised offer, and they stated that HSBC recalled the debt.

 

tigtune67

16 years 4 months ago
I have a few outstanding bills which i cannot afford to pay at the moment. Would debt consolidation or credit counselling be better for me..and which one?? Including car loan, credit card, and other loans.

 

Advice on how to start.

16 years 4 months ago
I've gathered my credit reports and all the things I owe and put them into a detailed spreadsheet. Everything I have is charged off except for my student loans so there is no accruing interest on my bad debt (student loans are current because I'm back in school). My plan is to take the bills and sort them by their age and when they will be removed from my credit and pay them that way. This way as I'm paying some things will start to fall off starting in 2010. Does this sound like the best way to go about it? Oh, I plan to pay off the small stuff all at once.

 

Can credit report show LVNV account even after the SOL?

16 years 4 months ago
I just noticed on my credit report that there is a company called LVNV Funding LLC for $4567. Account Opened : 08-20-2003 Reported : 08-10-2009 According to the Fair Debt Collections Practices Act (fdcpa), this account will be out of status after 08-21-10 base on the 7 years status of limitation. The question is can LVNV make any claim on my credit repor before and after 08-10-2010 ? Thank very much in advance

 

Caught in the payday loan trap, what's the best way to end this?

16 years 4 months ago
I live in New York. Currently, I have the following 3 outstanding internet payday loans: (The rollover fees are included in the total amount owed) Arrowhead Investment - $390 ($300 loan) Beacon Financial - $289 ($200 loan) National Group - $195 ($150 loan) Like so many of you, each payday I am only paying the extension fee (totalling $224) and paycheck after paycheck it's killing me! The balances are not going anywhere. What would you say is my best option? Should I call each company and see if they offer the Extended Payment Plan, or if they can work with me any other way?

 

Northland

16 years 4 months ago
should I even bother to respond to a collection letter from Northland?

 

Starting the process, But have a ???

16 years 4 months ago
I have 2 of each card, BOA,Capital and HSBC.. 1 of each Capital and HSBC which I owe less then $1200.00.... evryone says to try and keep one for an emerg,But what are the odds that even if I pay one or both off being I will be past due on the others they will take the money and then close them?