Do you usually get a better settlement before collections or does it look better on the credit report? I am reading to try to settle before the 180 day mark, before it goes to collections so I just wanted to see why.
Thanks!
EMCC Finance appears on my credit report.
On December 12, 2009, I sent a debt validation letter to:
33 Riverside Drive
Pembroke, MA 02359
On December 15, 2009, USPS reported the letter as Forwarded.
Now, it is December 30, 2009, and the letter has not been Delivered.
Does anyone have the current address for EMCC?
Any recommendations as to my next course of action?
Thanks!
I owe about $3100 and have not charged for 6 months, I moved got the bill and paid 2 days late! I called them and too no avail they would not drop rate from 31% back to the 18 I had, 12 years with them and late maybe 2x that i could remember.
I had to take a $200 a wk pay cut and am now after going through savings, try and settle with BOA,Discover,and Capital one
J N R Adjustment Co.
Phone: (763) 398-2070 / (800) 279-2567
Address: 7001 E. Fish Lake Rd.
Suite #200
Maple Grove, MN 55311-2844
Type of Business: Collection Agencies
BBB Rating : A
BBB Accreditation: not a BBB Accredited business.
other names they use: J N R Collection Adjustment Co
J N R Collection Agency Inc
JNR Adjustment Company Inc
Resource Management Systems
Complaints - 8 out of which one closed last year.
I am currently getting scammed from Lifeguard/safetrust/national debt releif...I wish I could get out but I am stuck in it with already sending them 5 payments.
But some good news....one of my cards that I didn't have with them...has settled with me by taking off 30 % of my debt...I pay 6 payments already sent in first payment.
They were really nice and I wish all my Credit cards would work with me like they did.
hi, I'm new to this forum, just spend two days on line and on the phone searching for solution to get out of my credit cards debt. Ended up filing out an application with Mach 3 debt solutions. Anyone here have any experience with the company or any other similar to them? thanks for your help
Is anyone familiar with the lender Cash Yes. I tried contacting them in reference to my loan and this is the email they sent me.
December 29, 2009
(Name removed)
Re: Your Cash Yes Loan #19719640
(name removed)
I am writing on behalf of Cash Yes in response to your recent email. Cash Yes strives to assist consumers with their short term cash needs and is concerned that you were disappointed with your experience.
I have a pdl from payday one and I live In Tennesse so it's legal.I am embarrased to admit I am deeply in debt and have unpaid credit cards in addition to my pdl.The payments for my pdl have been set up to be debited from my checking account by ACH.My credit is so bad I am unable to open another checking account so if I close the one that my pdl loan is set up with I will be unable to have another one.I need my checking account so I can't close it but want to block payday one from debiting anymore money from it.I spoke to a manager from my bank and they told me that I can't open another accoun