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Ok, just wanted to let everyone know. They too need to write letters to their senators , congressman and anyone else who will listen. I got a e-mail back from Barbara Boxer this mornning asking for more information on my situation with illegal PDL's cause she is wanting to open an formal investigation into what is going on. I know there is a chance that nothing will follow, but it is nice to have this e-mail. I may use it as a tool and show it to my illegal PDL's. So please write letters to anyone you can think of....

I live in AZ and I have four payday loans out right now and they are as follows: Cash1 $300 Checksmart $200 Advance America $500 Check into Cash $375 All of which have now defaulted. The bank account was closed so they cannot take my money, however I am receiving calls from them even though I have explained my situation and advised that because of family illness and other financial issues, I cannot afford to pay them all off or continue to refinance and pay their hefty finance charges.

Back 4 months ago I contacted all my creditors and they all, but Cap One put me on hardship programs. At that point I was just at 30 days on most accounts. Cap1 wouldnt do anythig for me so I started to pass them over at Bill Pay time. Today I got a new statement from them, havent had one in 2 months, According to them I am now 6 months behind so I guess that is 180 days? So far thet arnt calling to make a deal. I will let you know how long they take.

So i'm defaulted in two students loans (which i had no idea of) i just found out by going back to school.... one is a federal one is private both thru sallie mae.... the federal one got me on a rehab program but the private one (CA fms) is not working with me. i told them i make 1100 a month, pay 550 for child support and 500 for rent. yea that bad. so they're like you can settle for 1205/mo for 6 mos.... i cant do that.. i offered 50/mo just something but it's to no avail... it's making me physically sick... i went into default in october of this year and started school again in november..

Anyone had any luck with this company? They state that they are trying to collect on two unpaid PDL's (totaling $600 total) I have already paid $585 and have stated I will send the remaining $15 once they give me a valid address to send a money order to. I have faxed them, emailed them, and sent a letter .... don't want to call because then it will get out of control. Do I just wait and see or should I send the $15 to the address I have and demand a paid in full letter to have it all done.

USFastCash- borrowed $400, paid $480 just in fees, still owe the $400 in principal. It looks like CO law only allows one renewal or extension. I am trying to get through Christmas otherwise would have paid them off. Do I have any options? Jim B

i have been looking at work from home ideas for about a year since getting laid off my job! My wife stumbled across a large ad in a home biz magazine and, being interested in the travel business, she called. She was surprised when the CEO and Founder of the company answered the phone! If you ever tried to reach anyone with some of these internet schemes it is usually impossible. He explained ho he and his son developed this as a bail out for people adversely affected by the recession. They even tithe ten percent of the profits to charity.

my husband and I are wanting to buy a home. The only thing is that our credit scores suck. My is 500 and his 580. Everybody is telling us there is no way we would get one. We haven't contacted a realtor yet, but it they are going to laugh us out of the office, we aren't even going to bother. Anybody have any thoughts? thanks

I have 3 PDL'S in texas. Ace Cash Advance which I know is a CSO - $400 - $121.13 Interest every 2 weeks 500 Fast Cash - $300 One Click Cash - $400 I read that Texas does not allow you to renew your loan is this correct? If i allow All the companys to take the minimum interest only payment out until i pay back the principal is that legal? What can happen if i refuse to pay back 500 fast cash and one click cash. I have every intention on paying Ace Cash Advance back because i know they are legal and are a CSO in texas but the other 2 i am considering refusing to pay because the crazy interest.

These clowns had checkdatasystems report me as having written a bad check to them just now- 6 months after I closed the dang thing. I tried to write a check last night and bing! No dice. How can they even do that when they are illegal and didn't even have a check to beging with. I am so steamed. Is there any way to dispute this? I wish I had never gotten into this trap- it seems I am never going to get out. :(