Search forum

My PDL update

16 years 5 months ago
I've been busy making the adjustment from being employed to being unemployed, so I've only had time to pop in and lurk now and then. I wanted to let you all know how I was holding up with my PDLs. MyCashNow a.k.a Credit Protection Depot has emailed me twice, threatening with collection activity, legal action, threatening to report me to Teletrak, etc. I faxed them my rebuttals and requests for validation and legal status to which I get no reply.

 

Disputing VIP Loan Shop

16 years 5 months ago
I took out a loan from the VIP Loan Shop. I was paying the fee of $90 every two weeks and then I lost my job. That's when I found this site and found out that Payday Lenders are illegal in my state of North Carolina. I borrowed $300 and paid back $450. Thanks to this site, I found a standard letter that I customized and emailed to them.

 

B O A Typical

16 years 5 months ago
[QUOTE]Persons seeking to communicate with the Board of Directors, any director, non-[URL="http://investor.bankofamerica.com/phoenix.zhtml?c=71595&p=irol-govcontact#"]management[/URL] members of the Board as a group or any committee of the Board should send a letter to the Corporate Secretary at Bank of America Corporation, 101 South Tryon Street, NC1-002-29-01, Charlotte, NC 28255. The letter should indicate to whom the communication is intended.

 

DESPERATE in california (paydaymax)

16 years 5 months ago
I took a loan for $710 with payday max over the internet and now credit protection depot is calling an saying that i owe them $1400 in ten payments starting the 18th of this month which is fraiday !!!!!!!!!!!!! CAN SOME ONE PLEASE HELP ME IT WOULD BE GREATLY APPRECIATED:confused:

 

question for the Mods

16 years 5 months ago
Sometime when I post a msg it does not post right away but I get a message that it will post after your review. (Hopefully your checking my gramer and spelling) Is it the lenght of the post that causes this? Thanks Bill

 

BoA makes its own rules

16 years 5 months ago
Bank of America Card Services [SIZE=3]PO Box 15184[/SIZE] [SIZE=3]Wilmington, DE 19850-5184[/SIZE] Re: attached letter, Account number 00000000XXXXXX Dated Nov 24,2009 [SIZE=3]

 

strange phone calls

16 years 5 months ago
Anyone ever get any strange phone calls from 352-390-2183? I got 2 calls today, have no idea who this number belongs to. The caller sounds like he is on a computer line (loud humming on line) has a thick accent and deep voice. According to some research the number is out of Gainesville, Florida. Apparently, some kind of scam masquerading as law enforcement maybe?

 

Integrity Advance

16 years 5 months ago
I'm sorry to say that I found out too late that they were an illegal payday loan lender in the State of Alabama. I had a $500.00 loan and I have paid them $1,460.00. $960.00 overpaid by the time that I revoked the ACH transactions. I filed a complaint with the Alabama State Banking Dept, State of Alabama Attorney General's Office, FTC, and the BBB of Delaware after reading on this forum what I should do. My contact is with a Anthony W. at Integrity Advance. My complaint with the BBB is unresolved because he keeps saying that I obviously didn't read or understand what I signed.

 

Warrant In Debt

16 years 5 months ago
Hello guys I am new to this site and came across it while doing some research on google. Hope someone can help me. I received a warrant in debt civil claim for money and it says "to dispute this claim, you must appear on the return date for the judge to set another date for trial". The return date is tomorrow and was wondering what to say or do? I know the debt is mine but I still want some type of validation from them. Could I take a validation letter to the court for them to give it to the lawyer of the collection agency?

 

ACE Cash Express - Help! Civil Suit?

16 years 5 months ago
So I got a couple of payday loans and you all know the rest. They caused my bank account to overdraft and eventually my bank started rejecting all the ACH debits they were trying to do. The bank closed my account so thank god they can’t continue trying to debit it and the bank is allowing me till February before they report my account. I’m in Texas and owe Ace Cash Express $333 since the end of October. So today Ace Cash Express called my job and asked to speak to my supervisor. For some reason they didn’t call for me. The woman I guess was just confirming I worked here.