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rental in foreclosure

16 years 5 months ago
I am renting a house in ct and I just found out the owner is in forclosure anything I can do?

 

call from tjf marketing

16 years 5 months ago
I have never had a loan through TJF or any of their other names. I received a call this morning from a guy saying he was from their collections and that I was being sued because I took out a loan in November 2008 and that I needed to pay $350 right now to avoid it escalating to thousands. He even said the names of my two references who I used on an application to a different company months ago, were going to be named in the lawsuit. I know this is bogus because I never even applied for any pdl until March 2009.

 

The calls are starting

16 years 5 months ago
Good Morning, I would like to know what I need to do once the calls are starting. Do I call them back or do I ignore them and only communicate mail, e-mail? I also got a e-mail address for oneclickcash & unitedcashloans (same company) off my account online which they have blocked my account. should I e-mail them a copy of all my letters, complaints, revoke ect to them again? thank you

 

Should we file?

16 years 5 months ago
I've been going back and forth on whether or not DH and I should file for bankruptcy. Maybe some outside opinions will help. 1. DH is a stay-at-home-dad and I make just under 40K and we live in VA near Washington DC. Even though DH has looked for a job for the last year, he's been unsuccessful so we make it work on my income. 2. We owe a deficiency on a repoed car of about $8k 3. We have two credit cards where the debt is about $4k total 4. I owe my school $5k for a semester I didn't finish where they had to pay the student loans back 5.

 

Fraud & BAnk Division

16 years 5 months ago
Back in Oct - 2009, I sent out my ACH revoke letters and now I am getting the phone calls, I received a message now from a guy who said he was w/the Fraud & Check Division and he was handing my case over to Union County, he left a phone # 904-619-3951 (does anyone know this #) Should I call him and if I do what should I ask from him? Can someone please help Thanks

 

served papers on old credit card

16 years 5 months ago
I have been served papers (suit on the account)on a deliquent credit card account. I called the collectors attorney based office, and they have included over 2,000 in fees? they also stated I could make payments, but would have to put 10% down? They are telling me I have to pay more than I can afford, and wont negotiate.What happens if I dont pay, and they wont accept less?

 

Being sued in small claims court - Help

16 years 5 months ago
I just got served papers yesterday from a collection agency for an unpaid credit card. It's $8xx so the case is in small claims court. The only attachment is a piece of paper signed by thier "attorney" stating that I owe the money basically. There is no bill/contract from the original creditor. (Washington Mutual) What are my options here? I have enough saved up to make an offer. Should I go that route? What % should I offer? Do I stand a chance of getting it dismissed since they don't have anything from the original creditor? Thanks in advance!

 

B of A Checking

16 years 5 months ago
I recently settled all of my debts including my B of A credit card. I still have an open checking account with them that I am not actively using. Any dangers in going back to using that checking account again? I assume they can not take anymore money for the credit card since I do have a written settlement agreement.

 

Array Services Group, Inc.

16 years 5 months ago
Array Services Group, Inc. (402) 397-3001 Address: 13057 W Center Rd # 3 Omaha, NE 68144-3723 customerservice @ jcccollect.com Collection Agencies, Billing Services, BBB Accreditation: Array Services Group, Inc. is a BBB Accredited business. A+ ratings with BBB

 

so I didn't get settlement in writing.. now what??

16 years 5 months ago
Ok I know, this was really, really stupid. I trusted a collector for some unknown reason, and assumed that since he recorded the terms of the settlement he would adhere to our agreement. I even had him state in the recording that he would send me a settlement letter before the first payment was made. But he didn't, and I worked 5 12 hour shifts in a row and lost track of what was going on, and he ended up taking my first payment of $600 and putting it towards my full account balance at HSBC.