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I have three storefronts and wanted to know if I can legally close my checking account and then work out arrangements with each?

Hello Everyone, I have a huge problem... Back in July I was selling my car on craigslist. I fell a victim to the check scam. They sent me a check that was fake. Not suspecting anything and being young with no experience I went to the bank to deposit the check. My account was empty at the time. The bank suspected the check might be fake and they put it on extended hold. That raised one red flag for me but it was already too late. 15 days later I go over to the bank and they tell me that the check was fake, my account is frozen and that they'll have to close my account.

The NY address for MyCashNow isn't good, from what I've seen on other posts. What I'm not sure about is whether the Canadian or Nevada address I've seen on BBB is good, or the one in Tennesee. Anyone here send a letter to either one and it didn't come back?

I've emailed all of my PDLs, but I'm also considering following up with snail mail (sent certified, return receipt and all that jazz) that will be copied to the FTC and the Attorney General for my state (NY). Is this overkill? I've seen that some people here have done both or one or the other.

Anyone complete the program with Superior Debt? How did it work out? Everything done as they claim? How did the restoration process with their outside company work out?

Good day! I need help with CashCall debt. I lost my job and cannot keep up with 216 monthly payments and they are not very good in giving options. After reading this forum - I sent them C&D letter and "ACH revocation" letter. Those people took money twice from my account on random days and I end up paying overdraft fees. I hope they will not be able to do it now and maybe we can have some kind of conversation. What are Wisconsin Laws about the % that are allowed for loans? Is 96% legal according to Wisconsin law? Does anybody know? What shoud I do next?

Okay so I might be totally stupid for asking this but why is my collection board in alphabetical order instead of date order? Is it something I clicked on?

I have a credit card with chase with a balance of 17,500 they called mme on Nov. 5th and told me that i have 8 days or they will proceed with litigation. I called them back on the 9th and told them i need about a month to secure funds and then maybe we could work something out. The rep for chase then told me that the account can only stay in pre-litigation for 35 days (in which i have 18 left) before it it turned over to active litigation.

I've been reading numerous posts over the past couple weeks but decided to take the plunge and post one myself. Unlike many of you, the only debt I have is my mortgage and it's 50% paid off (thanks to "Transforming Debt into Wealth" - it really works). I've been a good citizen and have been fortunate to have steady employment for the past 20+ years and never missed a single debt payment in my life. After reading all these posts about people settling with their creditors for 25% of their balance, I'm just astonished at these companies for even considering it.

I did an epay with chase and settled an account for 25%. It was a business account. 2279 was the 25% settlement payment