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Do you have any information about Cash Transfer Centers?

Well, its been a while since I have posted anything. Next week is my big week, I can hardly sleep, eat or even breath. I will start my plan. Go to the bank (Citi) and inform them I am a victim of internet fraud and show them my copies of my Revoke letters for ACH and complaints to the Dept. of Corps. BBB and AG. Then I will mail, fax and email my supporting information to the PDL's informing the they are illegal and I will only settle with them on the remaining prinicipal balances. I do have a question, how soon should I contact them with the letter.

Talked to Chase about a 30% settlement. They put in an exception and said I would hear back. Got a letter in the mail on Nov. 2. The letter was dated Nov. 28 and they had accepted the 30%, but the payment was due 10/30! I got the notice after the payment was due! There is a 10 day grace period, but I am not able to get the money quite that fast. I talked to them and they asked if the person I had dealt with asked if I had the money available immediately. I said they never asked that and we never discussed when payments would be due etc.

My husband's company is permanently closing the plant in our town putting 1,100 workers in a town of 8,800 out of work. I am unemployed also. Our mortgage is $1600 and our HELOC is around $700 per month. We probably owe around $10k in credit card debt that family could help us pay out if we are able to modify our loan. The balance on the 1st=$215,000 and the 2nd=$140,000. We know that he will definitely not get a job making even close to what he was earning. We are hoping that the 1st mortgage would modify our payment by about $500.

Most of my loans are from CFSA members but they are all internet based. When looking through the forums it seems that the EPP only applies to storefront loans. Is this correct? I'm located in Utah and I just can't find any information on whether Equal Payment Plans are offered here.

My posts keep getting deleted.. Not all of them, but the main ones that contain really good information. What is going on? who do the moderators work for? Bank of America?

I hope someone can help. Eastside Lenders has a Desist and Refrain order from the state of Calif. from the Dept. Of Corporations Calif. How come they still get away with doing business in Calif. I have a loan with them that I over paid by $350 dollars and they are still calling me everyday to pay off my balance of $260. (bank account closed) I just don't get it

Does anyone know if Summit Group and Mycashnow are legal in Illinois?

I was speaking with Chase last night about a settlement. We were discussing around 20%. (I am 6 months over due and have no income other than unemployment). The rep was asking on which dates I could make the payments and stuff like that. He put me on hold, and while I was on hold, I was disconnected. When I called back two seconds later, the offices were closed. When I called back today, I got a different rep. He just flat out said "no" and that "this account is not eligible for a settlement". Why would a have two such different experiences?

if my case is dismissed with prejudice, Can they then go after my cosigner????