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if i send a letter to revoke a wage assignment. should it go out to the creditor and collection agency. ihave receive a notice to file for an appearance to appear in court please give some feedback

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Does anyone think that it is worth filing for bankruptcy just over past medical bills alone? I just read a Harvard study that stated that over half of all bankruptcy filings were due to past medical bills. The even crazier part to it is that of all of those, over 70% thought they had good medical insurance!

ok, I have been reading thru several forums on here, and I need some claification please. maybe I just havent had enough coffee, yet. But I feel I am missing something. Ok as an example, I take out an internet payday loan for $300, with a finance charge of $90. when my loan comes due and they only take the $90 finance charge and my loan "rolls over" to the next payday, then they take out another $90 and this goes on and on. Never paying anything on the principle, unless of course I contact them and set up a paydown or pay off. this is what it states on my 3 payday loans.

Just got off the phone with them after a week of them calling me several times a day and not leaving messages. My balance is $3,927. Entered into agreement to have interest rate reduced to 7.99% for one year with monthly payments of $77.00. That will give me some "breathing" space until I can settle with Citibank ($14,000) and BOA ($13,000). Wanted to have enough $$$ saved to deal with them since they are the biggest and I am almost 60 days. Hopefully in one year I can pay them off....

I've been looking for an identity protection company to work with and wanted to get some feedback from anyone who has used IdentityGaurd. Lifelock currently seems to be the "big dog" when it comes to identity theft protection. Has anyone worked with either of these companies and if so what are your experiences with them? Thanks!

I have 75,000 in credit card debt on 8 dif cards, one is a credit union with $24,000 at $500 a month I have heard that credit unions do not typically negotiate, in order to start debt settlement you have to stop paying on all your credit cards, I do not know what to do. That payment would take $500 dollars out of my monthly savings for settling other accounts. Anyone have any advice????

Are any of these online payday loans legal? I have the following online payday loans Discountadvances - $240.00 (have paid $600 in fees) Paycheck today - 780 (have paid $180 so far).

I owe $3,700 and am exactly 90 days late. Recieved a call today from United Recovery Services. Does this mean now in collections? She offered me $289 down and $73 month for 6 months no interest. Then 9.9% thereafter. What should I do next? Can I settle with them? Should I sit and wait another 30 days? Any advice would be greatly appreciated.