Search forum

This guys is copying posts from other sites to rack up points I think. His english is not good so a grammatically correct post sends up red lights.

Please give some information about "Power of Attorney". Please, i am waiting for answer.

Hello, Up to now I have made all my payments on time, but I am close to the edge and soon will not be able to make payments anymore. If I know I am soon going to have big problems making payment can I start trying to settle debt or is it necessary for me to be late on payments before trying to settle.? Or what other options are there if I am not yet delinquent? Thanks, Ron

How long does it typically take for a cc company to sue you after you have stopped paying? I am married and between my husband and I, we have $60,000 worth of cc debt. My husband works but I do not. I have worked out payment plans with my husband's cards but can not afford to make payment arrangements on my cards. I am seeing a lawyer on Tuesday to look into BR. What happens if I do nothing ,what are the chances of them suing me? Since I do not work could they sue my husband? I live in a community state if anyone has experience with this, that would be great.

How can I offer my service of Debt Restoration

I need some advice on the pros and cons of accepting a deed in lieu of foreclosure in comparison to a short sale.

Finally I have been able to pay off the judgment in full. But I wanted to know without having to pay for my report, by how much will my score increase? Are there other ways to increase my score quickly? I do not need a loan immediately but want to build up a good credit record. My score before I paid off the judgment was 630. I do not have any other baddies, except for a few late payments that are about a year old. Thanks in advance for your help.

I have a seperate bank account which i put money aside each pay to pay my federal and state taxes as i am considered and independent contractor...if a creditor sues me in court is this money exempt or can they seize it also

I am trying to improve my credit score and figure out which method is more effective. Is it more credit damaging to have 5 small collections or one large collection on your credit report i.e., five $1000 collections or one $5000 collection? Just trying to determine if I should pay the big one first, or pay the smaller ones to have less things in collections and then do the big one