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can spartan legal services actually take you to court for a cash advance?

Has anybody been getting calls from this number 888-772-4172? They keep calling me at work. They are telling me I must call them back by 5:00 p.m. If I don't then they will take measures to deal with me. Mary

not sure where to post this so i figured this was good a place as any. long story short i got in an accident 8 years ago and didnt have insurance "frown". needless to say i was sued by the insurance company of the person i hit. i tried to pay it but things come up. finally they sent it to any attorney and i ended up getting my drivers license suspended. i was able to work out an installment agreement with them to reinstate my license and make monthly payments. so after 3 long years of commitment, 8 years in the making, i finally made my last payment.

I am VERY close to being charged off on a few of my cards, one of them is set to charge off on the 31st. I am going to offer a settlement tomorrow. Will they delay charge off to give enough time to send me the offer in writing and for me to send the payment? or do they have to receive all payments before the 180 day mark? Let me know if you can. Thanks

I sent a PM and asked that the links be removed from the signature until he/she asks and receives permission. http://www.debtconsolidationcare.com/forums/member.php?u=193398

i have a debt judgment in canada. I have been paying the debt off for about six years now. in the beginning td bank had no problems sending monthly statements but then when i moved they stopped and refused to send any statements and just keep telling me how nice they are being to me by not charging me any interest on the debt. seems everytime i turn around the debt amount changes sometimes slightly sometimes a lot. i have moved to the usa a year ago and i requested again and again due to the fact that exchange rates are now involved that i be sent statements.

Here are my current loans: Discount Advances: $500 paid $613. My bank just returned $120 to them and they are asking me to contact Credit Protection Depot. They say that I still owe $350 on principal Integrity Advance: $350 paid $210. Bank just returned a $105 payment to them. Wagesfast.com: $200, paid $76 Eastside Lenders: $500, paid $0 - this is a new loan but they are asking for $250 for interest for a one month loan. Check and Go: $370, paid $0.

Hi everyone- I am currently enrolled with a debt settlement company that is helping me settle 8 CC I have. 3 are with Chase. One quick point I should make is that all 8 CC accounts have balanced of less than 3200. I just heard from my debt settlement company and since I am still very new to them, I got my first settlement offer from Chase (I have 3 CCs with them, but my lowest balance of $1500 is one of them). Anyway, Chase is offering to settle for 55% of the $1500 I owe.

Chase is calling four times per day....thank goodness I am at work most of the time. I have spoken with them twice in the past five days. Told them I could not pay right now. They ask if I've heard about the hardship program. I have put them off twice about that saying I was too busy to give financial info (kids in the shower, etc....the truth). But I don't want a hardship program. What do I tell them when they call? Just that I can't pay now and don't want to go into a program? Won't that tell them to come after me?? Amex started calling today too.

My van got repo'd and we paid the past due balance in full ONE day before public auction. The auction place is now telling us we owe 750.00 in body work done to prepare van for auction! The financing company said once it was reposessed then we have no say and they can pretty much do whatever they want at our expense. Is this true? I am not a lawyer but this does not sound right?? Does anybody have a backround in this? Thanks