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Hi, I am providing a list of all the pdl's I currently have and am pretty sure that at least three or four of them are unlicensed or breaking the laws for my state. I am desperate to end this viscious cycle ASAP so I can get my family out of this trouble I have caused for them.

Does anyone know this number?

Did I get that acronym right? LOL. I'm dealing with a dbag collection agency- here's the sitch...They contacted me first on 9/28. Called me at work. I immediately got on their website and shot off an email to stop contacting me at work. The supposed VP of Operations (i bet) emailed me back and gave me an account number and told me that is for default on a loan to InstantCash. I filled said VP in that I was neither confirming or denying such loan but that any such internet loans were uncollectable and illegal per my State Laws.

Hello everyone, I really need your help. I cant even sleep at night. heres my story. I took out several payday loans to help me get caught up with bills. But i got in the trap of getting out other loans to pay loans. so now the 16th is coming up and i will be in huge debt. I tried a payday debt cons. co but they charge like 25% of what I owe and initial 100 fee. My question is , is there another company that doesnt charge as much. I need to get the ball rolling before it gets out of control. Im in Ca. and I owe about $2000. some of the companies are zip19, paydaymax, check into cash.

I received a v-mail from someone claiming they are from Viking. I've never heard of them, but a quick google search under "Viking Collections" shows there is a group by that name. I have to presume this message was left by them, although not sure yet what debt they are collecting. I've searched the forum but didn't find a lot of recent stuff on these guys. Anyone dealing with them? Any advice (other than validation, which I will be certain to do)?

ok, I got one response!! :) I faxed and emailed Clearwater Bay marketing LAST WEEK, and resent an email yesterday. This is what I got in return: Hello XXXXX, Your email has been received by Nicole and customer service. I will let you know that if you go back and review the Loan Note and Disclosure that is emailed to you at the time of application and approval, you will see that it is the laws of Nevis that govern this loan and that is what is agreed to at the time of approval. In lieu of your email the account has been settled.

Got 2 responses back from PDL"S CMG GRoup to inform me of my payment options if I should revoke authoriztion or close my account, my account will automatically be sent to a collections office and i will no longer be a customer of CMG Group. if I can pay in full in 24 hours i can use a credit card or debit card. I already paid CMG $450.00 on a $250.00 loan. do i respond to thiis?

I have a PDL with Integrity Advance for $300.00. I have already paid just over $500.00. I wanted to see if anyone could tell me if Integrity Advance is illegal for Ohio residents because I would really like to have these deductions stopped.

So, I went to my bank (Bank of America) who couldn't put a ACH block of any kind. they also couldn't close the account because any thing that comes through will re-open it. I did get a guy who @ the bank who put a stop payment for 12 months on these companies. and was opening me a new account.

I unfortunately have taken a PDL with Nationwidecash.com for $400.00. I live in Louisiana and since I have started paying back the loan, I am paying 792% APR on a 14 loan, I have paid, including this morning $600.00 in fees and $50.00 in principle. I faxed them twice this week not to take out the funds and they did it this morning. I have filed complaints with the Louisiana AG's office, the Louisiana OFI, BBB and last night with IC3. Other than closing my account, what else can I do?