Search forum

I just got my first settlement offer @ 30% from Chase not even 60 days out. Question is the letter says "we will stop all efforts to collect" and credit bureau will show "settled. Is that ok or can they still sell to a CA? Thanks!

Is it better to accept an offer to close your credit card account and do a fixed monthly payment at a lower interest rate instead of doing settlement? I've heard that having a balance on a closed account may be more harmful to the credit score. Anyone have any feedback?

I am about to close my bank account and send in this letter to Ace Cash Services; how does it sound? Am I missing anything?? Thanks for your feedback!! _____________________________________________________________________________ After doing research regarding Internet payday loan laws in the State of California, I have found that your Internet payday loans are unlicensed. I hereby revoke any and all ACH authorizations with your company from debiting any of my personal accounts, per Federal law, Regulation E Section 205.10 Preauthorized transfers.

Has anyone been able to settle their debt with Target Visa? Our balance is 13000, and have signed up with Trinity Financial Mission to try to settle the debt. Please, if anyone has had an experience...Our biggest fear is to get sued by them. Please help

Suppose,I have an unpaid housing cancellation fee from a university from last five years. I attended another school and have not paid the fee. I live in Texas and the university is in AZ. The university recently sent my account to a collection agency and the collection agency recently put a collection on my credit report. Is this legal for them to do this, since the university never did? Also, has the SOL expired on it? I know in TX it's 4 years but I'm not sure what to categorize this "debt" as. It is not a student loan debt.

Hi Guys. I would like to know that,If I can just consolidate my credit card debt I don't want to refinance my home or use equity I just want one bill. What can i do in this situation. Thanks & Regards.

I have Mann Bracken collecting a debt of mine. They contacted me on Monday and wanted me to set up an payment plan that there is no way I can afford. I told them as much but the guy told me to call him back the next day. I decided to wait until I receive their dunning letter before I do anything else or talk to them. Today's Saturday and I still haven't received the letter. But this morning they called 4 times before 9am! Yesterday they called just about every half an hour.

Hi I've looked a trailer for the "2012". I was interested in this theme. Please advise me a good site on this topic. And what do you think about the end of the world 2012. Thanks.

Hi Gunz, Take a look at your payment snapshot. Have a nice time. :) Jason

I have one account (Sears) that went to LVNV about a year ago. I was in a Debt Settlement pgm at the time and didn't really know what I was doing then, so no DV was sent out. I received a dunning letter from Leading Edge in Nov 2008, followed by one in Dec 08 from Resurgent on this account. I hadn't heard anything else on it, but for the last month or so I've been getting calls from Resurgent from different numbers, every 3-4 days or so.