After 18 months they are finally settling my personal injury case.Now,because the bankruptcy attorney didnt file papers a month ago,when I told her we settled I have 2 options,which btw,I offered to pay the under 10k owed,including unsecured.This would be option 1)pay off bankruptcy,which would mean wait 60 days to see any money from the settlement........or 2)bankruptcy attorney says ask for a discharge,takes 72hrs,I get my money......ok,I want to opt for #2,recovering from surgery,cant work,an cant pay bills...electric company wont wait 60 days,and yesterday diagnosed with extreme stress,hai