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I received a phone call from Creditors Financial group on 9/11 from someone identifying herself as Ms. Leitner and it was important that I return her call at 877-298-2251. I was away for the weekend and listened to the message late Monday night. I called first thing Tuesday morning to see who called and she stated that she was from CFG and was trying to collect on a Orchard bank card. I told her that I have never had a card from Orchard so she said they were also known as HSBC.

My account with Capitol One is in collections with MRS still within Cap.One yet. They set me up on a plan for $430 a mth for the next 4 months to get my debt out of collections and back to my monthly payment before I got into this mess. What if I choose not to pay this and start saving to do a settlement with them, How long will they wait and how likely is it to place a lein on our house??? Do they often do this?

Hi, I've been trying to read as many of the forums as possible. I apologize in advance if I have missed a past thread. I have about $50K in cc bills . I am just about to reach 60 days with most of these cards but have not cancelled them. I have been in contact with them after avoiding the 1st month of calls. Now they call every three to five days. Questions: [LIST=1]

Is it ok to mention to them that I would like to settle and when?

I am trying to file a complaint with BBB but I don't have enough info for CMG Group llc..Does anybody have an address I can use? These people are worse then scum from what I have been reading. Thanks!

I have the following loans.... 500fastcash 390.00 owed checkcity.com 468 owed oneclickcash 370 owed cashnetusa 600 owed. my problem is this...I can barely keep up with the interest payments. I'm not looking to avoid paying these debts. I'm just wondering if I can change the payment arrangements so I can afford to get them paid off. Thanks for any help :) DW

--Moved to Payday Loan Thread--KS Cornell i have a few payday loans and cann't keep up wth them what should i do

Please explain this a little more for me. It's not exactly detailed information: ???FDCPA does not allow a debt collector to- Ruin your credit rating Refer account to an Attorney Garnishment or repossession Extract money by giving false threats

hi shazzers thanks for all of your support you to paul i got 2 calls today from an inspector myers to return the call in 24 hours or i will have a mojor problem soulds like the same bill colectors voice that has been calling me from ace. i am sticking to the plan we talked about . they are still calling my 80 year old grandma. talkto you soon. todd

Its now been more than a week since I began posting here about one PDL company that was harassing me after I went through a third-party debt negotiator. I sent the email out last Monday, and later that day I received a phone call from the lender, and once they verified my identity she apologized for calling and hung up the phone. Today I called the company handling this and they said they have contacted but not heard from any of my three PDLs. This entire week I've not got one call about them either.

If you live in Indiana and you're on Chexsystems your chances of getting an account at a local bank just got a lot better. For help getting an account call the United Way at 211 in most cities. [INDENT]Bank on Evansville, a public-private partnership created to develop affordable and accessible banking solutions and financial education for low-to-moderate income residents, is going statewide. The Indiana Housing & Community Development Authority Board has approved funding for Bank on Indiana, which will begin in October.