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Hi I just defaulted on PaydayOne today how long before the calls start should I call them right away are they good with payment arrangements?

I am with a debt settlement company, I don't really want to say who, because I don't want this to turn into a flame thread. Anyway, they got me into a settlement with BOA,and they will be done in October. I am currently being sued by Citi. My settlement company said that the best they can probably do, is 100% over three years. Now, these are my only two accounts. Should I stick with the company and do the 100% for three years, while paying them $75 month to handle this. Or, drop Citi off my program, and end it when BOA is done. I am only about 10 months into the program.

Do the collector's have the right to run your credit report w/out your authorization? I ran my own CBR today and contacted them to make pymt arrangements to take care of the debt. They insisted that in order for me to make pymts they would have to run my credit. I asked them not to and they did it as I was on the phone with them. I'm very mad about that because I don't need my score to go down any lower.

I made a payment arrangement with CCS several months ago. I make my payments faithfully each month but they still call several times per week. Each time they call I tell them I do not want any further telephone communication and that everything should be in writing. Also, each time they call and I tell them I am making payments each month, they look in the system and acknowledge that I do. However, they then tell me the calls will not stop until the account is paid in full. I have read others on here saying they have had trouble dealing with CCS as well.

I Answered the first set of Interrogatories now today I got a second set of Interrogatories they also included 5 old statments a Affidvit of Debt and a bill of sale, I noitced the bill of sale has no info about me or even my account number on it, is this a real Bill of Sale, shouldn't my name or even account number be on there??? and basically they are asking me the 3 same questions from the First Interrogatories, But now with there proof, Did I use the credit card to purchase goods, what credits allowances or deductions do you claim to be entitled to and what amount do I admit to owing, I

I am just about to close my account down....i have been stuck in finance fee only and am making no headway...as a single mom that's not good! Mine are internet... Eastside lenders 300, paid 270 in interest check n go online 500, paid 375 speedycash online 500, paid 375 cashnet 200, paid 100 mycashnow 300, paid 65.83 I have dd for job with my bank Woodforest...Horrible.

how long should you keep the old copy of credit report once you have a new one? Is it ok to shred it

Hi, I was wondering if you could give me any help before I deal with these companies. I received two payday loans 1 from Discount Advances in the amount of $600 and one from 500 fast cash in the amount of $500. At the time the debited my account I did not have enough funds to cover and they continually tried to debit my account for various amounts almost everyday. I have to close my bank account now as I received too many NSF fees. How should I deal with paying these companies back and I'm wondering if there were any laws with the amount they can overcharge me.

Does anyone have any info on this company? It's a collection agency and they are calling me all the time, including my human resources office at work.

I have been getting calls from these people all the time in regards to a loan I had with an internet pdl company. I had more than paid this company above and beyond what I owed and found out that they are not licensed to do business in my state. Anyway, now this CA is calling me and I told them that I needed them to validate the debt. I just faxed over a debt validation letter. I hope I faxed it to the right location. Does anyone have the contact info for these people? I found 901-493-4654 as their fax number listed by someone else on this forum.