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I received checks from other parties and deposited them into the bank account at Chase (formerly WaMu). Chase closed my account because 14 of the deposits were returned as uncollectable due to Non sufficient Fund in the past five years. When I opened the bank account, Defendant said that they would charge Returned Deposited Item Fees, and fraudulent activity or excessive overdrafts were considered as Account Abuse.

I live in Texas. My wife and I each have a loan at Cash America. Mine is for 750 and hers is around 600. We pay the minimum on these every 2 weeks. We are required to pay these off every couple of months, but we go right back the next day and get them again. We have decided that we can no longer bear the burden of throwing cash out the window on these things as we have for the last several years. We have always been on time with the payments but I have recently taken a 25% pay cut and we can no longer afford these loans. Both of these are due in 2 days.

has anyone ever heard of this company?

Should we report spoofed numbers to the FTC or Attorney General's office? I keep getting called from spoofed numbers. They never leave a message. Should I report these spooofed numbers?

Just got a "seriously past due" letter from these people . .. . has anyone recently settled with them? and what kind of percentage did you get?

Has anyone heard of or used Cumberland Lending Services in Memphis, TN? Their address is 1407 Union Ave Ste 702 38104. My parents are considering taking out a loan with this company and I am wanting to make sure it is a legit company before they give them any banking information. I have been trying to research this company online but they do not have a grade on the better business bureau and them man my mother spoke with said they have been in business for 11 years. Can anyone verify if they are licensed?

I had a meeting with the paralegal to complete filing BK the other day and he advised me that I should not have to wait at least 2 years from now to rebuild my credit. He advised me to start with gas credit cards and federal credit unions. Said I can apply for one even during filing and after the BK. Said for me to confirm this with my lawyer. (My bk lawyer said I can even buy a house at least 2 years from now) Does anybody out there have any experience rebuilding their credit to a healthier state after BK and how did one do it? Thanks for sharing!

Delivery Financial Services LLC 7077 E. Bell Road # 200 Scottsdale, AZ 85254 Phone Number: (480) 348-1146 business type - COLLECTION AGENCIES BBB Rating of A- No customer complaints in its three year reporting period. more here : - bbb.org/central-northern-western-arizona/business-reviews/collection-a gencies/delivery-financial-services-llc-in-scottsdale-az-10005763/

I know CHEX reports info for 5 years.. On info provided by SCAN.. does that fall off 5 years after it was reported or 5 years after it was paid? Also, does an unpaid check fall off after 5 years from date of report or remain on a Chex report until paid?

I don't think they should be banned but,i think they should regulated more as to the interest they are charging on those loans.Consumers need to be more responsible when taking these loans because these people charge more interest than the mob. *link removed Please refrain from soliciting payday loans here - Jason[color=DarkRed][/color]