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Pay Day Loans making me fall behind on all bills

16 years 9 months ago
I have 3 pay day loans out right now and they are setting me way back. They are all internet loans and are automatically taking out $180 in interest fees every check. Last check they over drew my account and the cycle keeps gettin worse. I havent had the money to pay my bills because they are taking so much. Next pay check they are going to be taking $280 out to start paying down two of the loans and I cannot afford that right now. I have to pay rent and my bills before things get shut off. How can i fix this?

 

When does wage garnishment stop?

16 years 9 months ago
Hi everyone, My wage are currently being garnished by the new york city sheriff, the amount that I owed RAB recovery services was for $1,130 it's been about a month an a half since that amount was fully paid for. The sheriff is still garnishing my wages and the amount is now up to about $1,507, when does it actually stop? Who do I call and how can I get garnishement stopped and get a refund for the amount over withdrawn? Can anyone help me with this? Are their any other hidden fees associated or is it that it takes these people several days to actually receive the full payment?

 

Counseling

16 years 9 months ago
Hello, I have a large credit card debt right now...however I have not been late on any payment in over 8 years so my payment history is perfect. However at this rate it will take forever to pay down my debt considering how high it is right now...I was wondering if there is a service out there that would be able to help me in terms of paying down my debt faster but without having to let my accounts go delinquent. Please help!!!

 

paydayloans

16 years 9 months ago
I need help in MI I have too many PDL right now and I cannot pay my regular bills - I am panicing right now!!! Please help???

 

Can the text you???

16 years 9 months ago
Okay, so I know I have said a million times that Star Cash is harrassing me. they deposited money into an old account, my bank refused it as the account was closed and they are still trying to collect on this. they call my home, my work, and now my cell. in fact now they are texting me!! i have to pay for my messages and the phone company cannot block them because it shows up as a code not a phone number.. but i know it's them because it tells me to call their number. can they do this????

 

student loans

16 years 9 months ago
hi, about 10 years ago i went to college in the US and had student loans, upon graduateion I moved away from the states and well.... left the student loans un paid. I am sure they have exploded by now with intrest late fees etc etc... obviously since I dont live in the USA anymore they have little ways of collecting it BUT I do want to make payment on it... is there a way to negotiate after all this time that would allow me to pay the principle in full only? thanks for your help

 

Credit reports Question ??

16 years 9 months ago
Hello All Members, What does my credit report have to do with my credit score? Please give me some comments about my question. Thanks in advance.

 

Cach LLC - help?

16 years 9 months ago
So, like many other posts I've read, it seems that Cach LLC is sueing me now. I got a summons from them in October 2008. I replied with a debt verification letter. Today, August of 2009, I just got the debt verification - basically account statements from 2005 showing a balance due + late payment fee every month, no activity from me. I also got a notice of hearing from the local court, stating I have a hearing date on October 8. So, here are the details. It's an account from Chase Manhatten Bank. The account was opened in August 1998. It was charged off in Feb. 2006.

 

Not sure the debit was from PRA

16 years 9 months ago
I wrote earlier about a debit for $29 being taken out of my account by PRA with a phone number of 866-490-3102. However, when I dial the number they answer Bank Tech. I have no idea what this is. Can anyone help??

 

Can they do this?

16 years 9 months ago
I have a pdl with cashnetusa (a cso in Texas and legal-I know), however circumstances got way over our heads and in July (on the 6th) I sent them an ach revokation letter and offered to set up money order payments. They acknowledged my request via email and then on the 10th they attempted to debit my account, but I caught it and had to put a stop pay on the ach. Then again on the 27th they once again debited my account and we were out of town.