I have 3 pay day loans out right now and they are setting me way back. They are all internet loans and are automatically taking out $180 in interest fees every check. Last check they over drew my account and the cycle keeps gettin worse. I havent had the money to pay my bills because they are taking so much. Next pay check they are going to be taking $280 out to start paying down two of the loans and I cannot afford that right now. I have to pay rent and my bills before things get shut off. How can i fix this?