I have been contacted by a collection company threatening to serve me with papers for fraud charges for a payday loan that was taken out in February 2012? I don't have the funds available to make the payment this week they are requiring... Can charges such as this be filed?

Last year I got into a car accident which resulted in totaling my brand new car. My insurance paid off all of that car loan except 2000 dollars. Because I had a good job at the time I went ahead and rebought the same car. I continued paying on both loans for about three months and then I lost my job. I immediately found another job but it paid half of what I made before and I couldn't afford both loans. Because I did not want my new car to get repossessed, I continued to pay on my new loan and stopped paying on my old loan. My old loan has gone to collections.

My husband and I have gotten into a tight spot and need some advise. We both have several payday loans. He has 2 onlione and 3 storefront. I have 4 storefront. In TX advice please Me Cash Store 698.71 payments 147.30 Ace Cash Express 439.32 principal only 89.42 Cash America Payday Advance 542.40 principal only 90.40 Advance America 600 principal only 105 Husband Ace Cash Express 1500 principal 300 Advance America 1000 principal 205 Cashmax 500 principal 125 CASHCURE-600 principal only 159.00 CASHNETUSAPAYDAYADV 1150 principal only 291.83 please help we are drowning!!!

Living in NJ. My wife and i are stuck. She is due with twins while we already have my son so she will not be going back to work. We own our house and cannot pay our other bills with the loss of income. The loss is about 2200 a month. I have a second job on top now to just pay house car and necessities. We have to file but dont want to loose our house. We can keep it right? We also bought our house with no kitchen lived for 4 years as a slapstick one was in place. Then we finally got one last month charged not knowing we would be having twins and losing the income.

Hi Mods' It gives me great pleasure to inform you all that we have selected HelpinAZ as our new Moderator for DebtCC forums. C o n g r a t s !!

Does Cash in a Wink ever stop calling? Sweet heavens, it's been over a month since I sent them revocations, and still non-stop calling every day. They are calling my work non-stop and my references. I have had it. Can anyone give me any insight on what to do? I believe they handle their collections in house, so I think I may be unable to send cease and desist letters. I still need to file my reports with the AG regarding them (and the others).

My husband and I have gotten into a tight spot and need some advise. We both have several payday loans. He has 2 onlione and 3 storefront. I have 4 storefront. In TX Me Cash Store 698.71 payments 147.30 Ace Cash Express 439.32 principal only 89.42 Cash America Payday Advance 542.40 principal only 90.40 Advance America 600 principal only 105 Husband Ace Cash Express 1500 principal 300 Advance America 1000 principal 205 Cashmax 500 principal 125 CASHCURE-600 principal only 159.00 CASHNETUSAPAYDAYADV 1150 principal only 291.83 please help we are drowning!!!

first source mgt is trying to collect on a paid off credit card

I had a PDL from CashNetUSA for 500 dollars a while ago (I think back in 2006) that was sent into a debt collector. Today I get a call at work from what was the court clerk of Belmont County, Ohio, from a "John Marra" (number 1-866-426-6661) saying I have to call back before 2PM tomorrow or else. I do call them when I get back home, and they said that they sent papers out and that I would have to go before a judge if I didn't pay up 300 some dollars to waive the court date.

I made the decision yesterday to take back control of my paycheck/financial future. I have 5 PDLs, each being either a tribal or oversees company. Yesterday morning I started emailing each of these companies, explaining that their company was not licensed in Oklahoma, and therefore my loan with them was not valid, and that I was revoking my ACH and wage garnishment, and that I would like a refund in the amount that I had overpaid beyond the principle. As of 4pm today, I have received communication from 3 of these companies.