Okay, I am brand new here, but it looked like there were some people with a great deal of knowledge about how this all works.
Background: I have acquired a LOT of medical bills. Right now I am looking at somewhere around $30,000 in debt because of it. I recently found out that I am being sued by a creditor for a few cases that total $10,000. When I contacted them (case was in prelegal status) I told them I could only afford around $20 a month. It's all I had to spare...and I was turned down.