I have been reading through this site. I have several loans that are about to eat me alive with charges. I looked on some of the links you posted and it looks like a couple of the lenders are legal in my state and the others are not. What do I do about the legal ones? I have paid back the principal of the loan on both.

I received a 1099-misc from a debt collection company. NOT a 1099C ( i understand 1099C). It is definitely a 1099-misc. 1. Why would i receive this, isn't that used when working for a company. I had no relationship with this company. 2. This was postmarked first week of April. There is a rule they must send postmarked by Jan 31. By first week of April usually my taxes would have been filed. Anyone have information on a situation like this, and what do I do with the 1099 misc. I shouldn't have to report the amount they say i "earned" from them, when I did not.

Before I found this sight I was in payday H*!! and trying to get out of it I got a 2500 check n go installment loan. With payments of $243 biweekly. I have made 2 1/2 months of payments & I can't keep up. Has anyone settled with check n go? If so, how did it go? Thanks for your input!

I was first contacted by them 4 years ago when they promised me a settlement $35000 less then what I owe student loans so I took it.... Or so I thought. They wanted $10000 up front but then later we agreed on $6000 with payments of $250/month for 5 years and I would be paid off... well 4 years later here i am still with a $55500 debt and nothing to show of all the money I paid! Now they offered me another deal to pay $10000 and it will be cleared. too good to be true! After talking to my bank and doing research I am now trying to see what I can do about this situation with them.

about a year and half ago i took a loan out form check n go in florida for 500.00 i diddnt pay them back the deposited the check and it bounced they could only try this 3 times then i set up payments arrangments and only paid one arrangment i havent heard from them since what might have happened can i take another loan out??

My mother and father was storing some of their personal belongings n my garage. Well we moved out and when we went bs k to get the stuff. The landlord changed locks n the garage... My mother has talked to him recently and he refused to give her his address. And was very rude and hungup on her. My sons toys and things are n this garage too that my parents bought them.. I've tried everything g to get this mans cooperation. Can u plz help me!!

I received a voicemail from Pioneer Credit Recovery. The voicemail states who they are, why they are calling, who they are calling for (me), who they are collecting for and an exact dollar amount that is owed on the debt. Are they allowed to leave that information on a voicemail (the amount that is owed on the debt). I tried Googling and couldn't find any information in regards to the matter. I have no problem taking responsibility for my debt, I'm just mortified that this info was left in a voicemail message.

I have been recently been making inquires to some payday lenders that have been debiting bi weekly payments from my account. Some have been cooperating with the email, but I did get a response from one I would like some advice on. The payday lender is Splash Cash Advance aka First American Capital Resources ONE LLC. The amount I borrowed was $400.00 as of today I have paid back a total of $420.00.

Most of the lenders I was dealing with, I haven't heard from. That's not to say I won't, because they may try to pursue something, but for the most part, communication has stopped. Unfortunately though, I am still getting calls from Cash in a Wink, Golden Valley Lending, and eFinance Report ( who I believe is associated with Integrity payday???).

I was buying a car with a small dealership. I'm halfway Finish paying for the car and they repossess the car.if I file chapter 13 can I get it back?