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When a collection law suit is filed by a collector, what factors determine if the suit is filed in small claims court, or regular court? The amount sought in the law suit? The cost of filing? I owed-defaulted on a master card ($6547), in 2005. I live in the state of Washington. I am concerned about a lawsuit.

I have been reading extensively about these PDL collections places and collections agents using those God-awful scare tactics about getting a summons, being sued, and being sent to jail .... this seems to be rampant across the board ...

I have 2 collection agencies calling me. One claims to be a from nicolio law firm. They are threatening with court, effecting my drivers liscense, and stating they are investigators. I understand that these are my debts I need to pay but I'm in a bad financial situation now. And these people are, in my mind, harrassing me. I've lost sleep and shed tears over these 2 companies.The debts were sold to these agencies.

They deducted the amount on the wrong date, I have paid $219.00 in the over the limit draft fees plus the amount of the loan which was only $157.49. I have filed a complaint with the state of Texas' Attorney General office and contacted the stateof Nevada. I have called Ezloans several times, no response, I have tried to email them but mysteriously there website is down and they are not accepting emails. What can I do?

I have 5 loans now and I am struggling trying to make the payments and still pay bils. I live in North carolina. They are United Cash Loans, Payday loan yes, my cash now, US fast cash, zip19.

Within the last twelve days, a company called "Grant Pro Subscriptions" has attempted to put through a physical check for $49.95 in my checking account. Both times it was returned, because of NSF, but it has generated two $29 NSF fees. The first one I finally got refunded, but it was a major hassle - hours on the phone, calling back talking to different people...etc. Now, this morning, another one was attempted to put through. The picture of the check has my signature forged on it, but they have my email address and checking account # on it.

Man, the plaintiff is freaking annoying now. I think the case should end soon. I think I have scored some good points with the judge. Had my first trial hearing today. I basically demanded the plaintiff to produce documents by sending the Demand for Documents and Information (asking the plaintiff to produce proofs) via certified mail. He has the nerve to claim he never received it. Even the judge poked fun at him saying you can claim you never receive the mail when it was send certified.

I had been paying down a pdl with Quick Draw Cash. Thelast 2 withdrawals have not come out. When I call the number there is no one there and the fax gets returned. Their web site is accessed. Does anyone know what happened to them?

don't run from the truth. Here is just one exaample of what was deleted by admin aid it before.nacar's comments were not meant topaint with a broad brush. nascar is not racist,prejudice,or anything of the kind. [post edited- Jason]

Hello, I have had a hard time battling with Together Cash. I have told them over and over again how ILLEGAL their company is and they are still wanting money. I told them that I have filed complaints with the BBB, FTC, and the SD Attorney's General's Office. I told them that I am only going to pay back the principal and nothing more and I will do that by sending in a money order. Today I got a phone call asking if I had a lawyer. Is this a scare tactic on their part to try and get me to pay?? I know they have no case in court so I wonder how long this CHARADE will continue??