i have just received a letter from the collection agnecy stating that my account has been "settled in full", how does this affect my credit?

I have a pdl for $200 but not exactly sure who it's with or if they are even legal. The phone number they called from is 1888-989-5461 their email is @cwbservices.net. after Googling a few names come up such as Bel Capital Corp. I'm in Michigan and trying to figure out who this lender is and if they are even licensed and legal. Any help would be appreciated..thanks!

I had a CS rep from SplashCash tell me that they are investigating me for bank fraud for closing my bank account prior to them debiting it. The guy was a real jerk and nasty and told me that he was recording our conversation. I have sent a letter to them with a money order for the full balance of principal...I don't think this is going to be easy.

I have 5 active online loans and I live in Ohio. Plain Green Loans: Borrowed $500 Paid $1171.45 Borrowed again, $800 Paid $661.85 Cashyes.com Borrowed $500 Paid $150 EZPaydayCash Borrowed $500 Paid $600 EastSideLenders Borrowed $800 Paid $985 FirstAmericaCredit Borrowed $1100 Paid more than $1500 Are these lenders legal in Ohio? And what is the best course of action to take now since i have blocked them from debiting my account?

I have 4 pay day loans American Web Loan $800 Splash Cash advance $350 One Click Cash$ 200.00 United cash loans $200.00 are these legal in state of indiana

I received court documents saying i'm being sued for medical bills. the collection agency is sueing me but the plaintff that is named is the hospital that the bills are from. When i called the hospital they said they turned the past due bill over to a collection agency. Can the collection agency use the hospital as the plaintiff? the paprwork says to contact the collection agency to resolve.

I have 5 active online loans and I live in Ohio. Plain Green Loans: Borrowed $500 Paid $1171.45 Borrowed again, $800 Paid $661.85 Cashyes.com Borrowed $500 Paid $150 EZPaydayCash Borrowed $500 Paid $600 EastSideLenders Borrowed $800 Paid $985 FirstAmericaCredit Borrowed $1100 Paid more than $1500 Are these lenders legal in Ohio? And what is the best course of action to take now?

CAN AN INSURANCECOMPANY CANCELL MY INSURANCE IF I PAY WITH AN ELECTRONIC CHECK AND THE AGENCY REPRESENTATIVE ENTERED THE WRONG CHECKING INFORMATION AND CHECK COULD NOT BE PROCESS BY THE BANK, BECAUSE OF INCORRECT OR MISSING CHECKING INFORMATIONS

Does anyone know whether "online" payday and installment loan companies need to be licensed in the state of WI in order to do business? Also, is a payday loan the same as an installment loan? I'm confused. Thanks.

How can I pay off a loan other than ACH or providing my debit card number? From what I experienced today, it seems close to impossible.