I have a question regarding chargeoffs. What if the OC and the CA are both reporting, but the CA is an "in-house" collection agency operating under a diffrent name. Are they both still allowed to report?
Good afternoon, I am new to this forum. Have a credit card debt of $16,000. I just signed with PFS, did some research and I think they are a good company. How have been your experiences with this company...? I went to the Attorney General Office site, and to the BBB in Andover and there is nothing about them. Any comment would be appreciate.
Sofia
recd this from cashnetusa today. I revoked ach yesterday. I live in Mississippi and think they are actually legal here. I would like suggestions for the best way to deal with this staying within the law. Should I now email asking for a payment arrangement and are there sample letters for that on this site? Loan should be due on 07-01-2009 Borrowed 150.00 owe 182.92. My account is closed at the bank.
At CashNetUSA, we understand how important it is to our customers to have access to payday advance funds as soon as possible after an advance is approved.
My sister received a call today concerning me and a loan that I took out in 2004. Mrs McDuffy with this collection agency stated that No Fax Payday Loans has a fraud case against me. I call the lady back this afternoon she was very nice, but did inform me that unless I paid $520 fraud charges would be brought against me. I ask twice that this was from 2004 correct and it is now 2009? Why in the world is this still going on? Can they still pursue Fraud against me? This is an internet loan service probably not legal in SC.
My sister received a call today concerning me and a loan that I took out in 2004. Mrs McDuffy with this collection agency stated that No Fax Payday Loans has a fraud case against me. I call the lady back this afternoon she was very nice, but did inform me that unless I paid $520 fraud charges would be brought against me. I ask twice that this was from 2004 correct and it is now 2009? Why in the world is this still going on? Can they still pursue Fraud against me? This is an internet loan service probably not legal in SC.
I went to truck driving school which cost $6900 A loan company named Paramount Capital gave me the loan to pay the school. I am about 4 months behind on payments now the company is calling me and threating to get my license suspened. My question is do they have the right to do that? Is this considered a federal loan?
We filed a chapter 7 in February and were discharged at the end of May. Well we just received a letter saying we owe money for a debt, and that there is no record of it being filled in the bankruptcy. It may be possible that we forgot about this debt, I think it was one that was sold to a different company so that is why we didn't know. So is there anything I can do about it? Do I have to pay it off or can we still include the debt in the bankruptcy? Does anyone know?
When requesting validation of debt is there a deadline for response from the collection agency. Debtor has 30 days to request verification how long does a agency have to return the information.