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I have seen a few people question this on this site as well...I've done some research but still do not know what this means... Can anyone help? It says under exemptions: Minimum 75% of earned but unpaid wages, pension payments; bankruptcy judge may authorize more for low-income debtors This is for VA, but seems to be the same in most states and federal... what does it mean? What is earned but unpaid wages? Is this a future regular paycheck? For example - I am meeting with my attorney on 6/30 - she will file that afternoon or the next day.

does magnum cash advance qualify as a pdl and would it be expected to follow the pdl laws in mississippi? Since they give money differently than the other pdls i was wanting to make sure. They offered a repayment plan that i still dont feel is fair. I have two legal pdls that i want to take care of first and wonder if this is one of the ones i need to address first or put in the illegal group

I have 5 payday loans in Texas as follows Check N Go = 1800.00 - 1 loan - in Store EZ = 2500.00 - 2 loans - in Store Ace = 1159.09 - 1 loan - in Store I am seeing if Loan Consolidation is the right way to go on this issue of getting theses loans taken care of. If so please advise the below. What is a good Loan consolidation company? That is Backed by the BBB. Please Help.

I am looking for a good Loan consolidation company? That is Backed by the BBB. I have several PDL that I am trying to Consolidate and would like a company that I can feel save with using. Please Help.

Very helpful and positive forum, I have already learned a lot from just reading? Peggybird

Hi Everyone! I have an account that started with HSBC for 3000 in may of 08 that was charged off. (i lost my job in october of 07) i learned in november of 08 this account was sold to Atlantic Credit & finance, and was being handled by Borack & Associates in Florida. Somehow the "late fees" and "interest" in that period of time made my account more than TRIPLE to $9568!!! i told them that number was random & outragous, and i would only pay what i honestly owe.

I'm naive when it comes to all of this, let me get that out of the way first. My wife and I split up almost 3 years ago, since then, I have filed for divorce, but she's run the credit into the ground, and ran the house into foreclosure. Long story longer, we've decided to file for Chapter 7, but she kept losing her job everytime things were moving forward.

Are internet pay day loans legal in Louisiana

I disputed an item with the CRA’s as being not mine. The CRA’s sent me to the original creditor claiming they received validation the debt was accurate. The original creditor told me the account was a 1999 charge off and they can’t validate it or determine who originated the debt. Have a letter from the original creditor stating the account is unverifiable. CRA’s still refuse to delete it. What do I do?

A bit over 3 weeks ago I sent a Demand for Documents and Information" to the plaintiff, a CA. My court day is less than 2 weeks from now and I have yet received anything. I mean, nothing from the CA so far. Is this a good sign? Or should I expect the plaintiff to pull some stupid and silly accusations to prove their case??? If it would help, I have a 3 year-old judgment vacated because I caught the plaintiff lied in their affidavit of service. Can I use that (telling the judge) to damage their credibility???