Hello-- I had a loan with Mobiloans this past summer, and paid it back plus a bit of interest. It was less than $1000. I had 3 payday loans and stopped paying them once I read about things here and sent out letters (thank you - they were copied from here) stating that payday loans are illegal in NY, I have paid back the principal, cease using my bank (I changed it) - and 2 got back to me and made a very reasonable offer to officially make them go away.


