I live in rhode island, I have myfast payday 400, renewal 377. They tell me I owe 700, refused 63 of what I owe. Mypayday 500 and renewal 450 refused 50, says I owe 650. Sure advance hasnt answered me for my refund of 236, I took a loan 400 renewal 636 for sure advance.cash cure ,600 renewal 1344.refinance 200 paid 308, I wrote to them that I want my refund 811, they wrote back and said we will review your state laws and we will write back to you in 3-5 days, its been 2 weeks and now alliance asset mangement called all last week, but nothing this week.

I have two payday loans. My bank account is not negative but I want to stop paying both companies. I have repaid the entire principal amount of on both loans plus some. Can I legally make the stop withdrawing money from my account? I live in Michigan. Plain Green Loans - original loan amount $2400 Paid 10 monthly payments of $292 for a total of $2920 Eastsidelenders - original loan amount of $400 Paid 4 monthly payments of $200 for a total of $800

LVNV Funding has been garnishing my wages since 2008. The amounts that are garnished are not consistent at all. They have taken as little as $.83 and as much as $131.04. But I have been keeping totals of how much they have taken & how much I owe. I have less than $100 left to go. Should I just pay it off? Will they stop garnishing my wages once this is paid or do I have to stop it? How do I know if they are keeping the same totals as I have?

Hola, i was wondering if anyone could post something on cashcall. i took a loan about a year ago and then i had a financial crisis. since my loan was for 2600 and i had paid over a year an amount of 300 every month, i though, some money had gone into principal. i came to find out that not only did nothing go to principal but i also owe the original principal and 3 more months that i am behind. they had threated me to take me to court. anyway can share your experience with me? i live in california. thanks,

I have a wage garnishment from Midland. They were garnishing my wages (despite not being served correctly and me disputing that, but that's for another post) from my last employer last summer. I got laid off from there and finally found a new job this month. The original debt was $1500; total balance $3100; amount garnished so far $500. As a single mom I can't afford them to garnish 25% of my wages. I was able to track down the atty office handling the account. I want to offer them a settlement of about $800, using my tax return, to be done with this. Is that a reasonable offer?

Hi my husband and I are over our heads like everyone else here. We currently have 13 loans, two of which are on their final payment from payment arrangements. I closed our bank account and opened a new one which was the first step and they blocked it before closing it so nothing can reopen it. However, the calls are now starting and I can literally only afford to spread out 200-250 dollars a month for payments because we are so behind and poor and I am disabled. We are in California. Our current loans are individual, legal, and listed below.

I have a repossession on my credit report. I was unaware their was a balance after vehicle was sold. Well I applied for a mortage and was denied due to this acct. I offered them a settlement amount but I have heard no response. What is my next step? Do i dispute this acct or try to settle.

So I got a call today from these jokers who say I owe 11,000 from a 300 dollar loan. They were going to file a case against me. I told them to do what you have to. Why do these collectors with their heavy accents think they can scare us.The phone number they called from was 646-367-3727 and I am filing a complaint with my state AG.

Thank you for having this forum. I had 4 loans and was facing them taking my entire paycheck, with no way out. I had considered a debt consolidation company, which charges 30% of all of your total debt and I still would not have been able to afford the payments. I did not realize all of these loans were illegal until i found this forum.

I do I find out if an online payday loan company is licensed in the state of Florida. Thanks Nikki