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I am presently in a Debt Settlement program with a company and not sure how to handle the credit card company calls. Do I answer the phone? and if I do, what do I say? I am not doing the negotiating myself, so do I just say, I am working on payment? Id appreciate any feedback from anyone who has had a Settlement company doing the negotiating and how they responded to their creditors. Thanks...

This # was on my caller id when I returned home from dropping my son at school today. I have been unable to pay Chase or Capital one since December. The only information I have been able to find is that the number is from Canada. Anyone familiar with this company? Thanks!

I was reading on a post and was wondering what a FOAD Letter is. I'm going to mail a dispute letter today on a SOL account, and see what happens. How long do they have to wait till they reply?

why nobody did anything to stop pressler pressler they having me in court but i am gone take them to court they tell me that i own money to at&t wireless i will not gone let them get away with that if anybody wants to tell me the storry they can email me

What happenes if i take multiple loans with 5 banks for small amounts like 2000 pounds? Can they ceck if i already have another loan taken earlier with a rival bank? or if i manage to take the loans in the same day let`s say , do all my loans appear in my credit report?

Taking a personal loan for 2000 pounds in England and the next month leaving the country and hiding your wareabouts and any traces. let`s say in the EU what does the bank do after it sees that the account is empty and the acc holder is making no monthly payments? and please let`s not talk about the morals on such a action as the banking system is imoral itself and preys on the consumer like a vulture on a dying man.

I sent a C&D letter to Outback Bucks through UPS. Outback Bucks refused the delivery. Should I send it certified mail through USPS instead? I was planning on faxing and emailing the C&D letter tomorrow. They are relentless...they keep calling and calling and calling.

This is really hard. Right now my bank account is in major overdraft due to PDL's and another check I wrote. My bank originally covered three of the checks/withdrawals, but now I am in pretty hot water. Not sure how to handle this. My bank account at WF is negative almost $1300 due to what the bank covered and NSF's. I don't have any way right now of paying down the account--my new contract at my job doesn't start until August and I don't have a summer job yet--and don't know when or if I will get one. So I am pretty freaked out.

What is the SOL for debt collection in Utah?

Chapter 7 Trustee's Report of No Distribution: I,*****, having been appointed trustee of the estate of the above-named debtor(s), report that I have neither received any property nor paid any money on account of this estate; that I have made a diligent inquiry into the financial affairs of the debtor(s) and the location of the property belonging to the estate; and that there is no property available for distribution from the estate over and above that exempted by law. Pursuant to Fed R Bank P 5009, I hereby certify that the estate of the above-named debtor(s) has been fully administered.