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Does anyone know anything about this company? I got this call today and they threatened warrant. They called my mom and grandmother too.

I own part of a business and have a defaulted student loan. Can they debt collector get into my business account, or freeze the account?

I recently enrolled with CCCS. However, one of my creditors, Citibank, served me with a summons that needs to be answered by Friday 6/5. I called the attorneys today and they offerred me a repayment plan for 36 months at 0% interest in the form of a "consent judgement." CCCS' payment to them would be approximately $50 less than what they're offering at 9% interest. This may sound like a "no-brainer" but I just want to make sure I'm not making a mistake by signing the "judgement" and not jeopardizing my debt mgmt plan. I'd appreciate any comments/help.

Back in 2004 I got myself in with a lot of different Payday lenders. To this day I am not sure how many. The bank closed my account for my own good. I have begun to get phone calls from different places saying I owe them money and I might but at this point I am not to sure what to do. I ask them for information about my loan and all they give me is my old address and my Maiden name.

Should you inform your employer that you are filing bankruptcy or keep it to yourself until you think he needs to know? Is there any legal obligation for me to inform my employer? Will my employer receive any legal inquiries? Also - how can you determine if a potential employer isn't hiring you because you have filed bankruptcy?

Wel, I just got a voicemail on my cell phone from Blake Noble at NCO. Did not even leave a name of who he was calling. Just a message "we are collecting a debt, call us immediately". So, for kicks I decided to call back. I have never given this number to anyone, so I knew that it was not for me. The girl who answered told me they were looking for Theresa. Never heard of her. Got the normal apology, so I continued. I asked her if she knew it was illegal to disclose that they were collecting a debt without verifying who they were talking to.

A quick question... Can a CA on its own make a hard pull of one's credit? On my file(s) I have noticed most did soft pulls, yet a few did hard pulls. it seems to me yet another tactic by a CA to destroy a score as much as possible since the ones that do this seem to post an arbitrarily low credit limit..yet post the amount in collections as way above it.

I just got a harrassing and threatening phone call from Payday Loan Yes telling me that they are forwarding my info to my employer and threatening to take me to court. I took a loan out with them for $300 and repaid them over $525. I have done the research and know that they are not legal or licensed in my state of Missouri. I sent them a letter telling them not to contact me unless by mail, asking for a refund and that my account be marked paid in full on 3 different occasions and forwarded it to th Missouri Attorney Generals office.

So back in March, my husband got a call from NCO Financial telling him he owed money on a debt we were told we finished paying in 2006. NCO told us that we simply just "stopped paying" in February 2006. We actually paid until July of 2006 so NCO doesn't even have the correct information. Back in July 2006, we were informed that the account was paid off and we no longer owed payments (we were on a payment plan). Suddenly, three years later, we get a call saying it's overdue and has accrued over $8,000 in interest and penalties, etc.

I need to validate the debt but this went to my parent's mail and my mom just gave it to me. So 30 days is going, going gone to validate and I think it myight be my ex-husband's. What are next steps I should take or do I just need to pucker up and set up payment plan to pay off to avoid judgment? I live in Texas....OC says Household credit but I think it might have been Orchard Bank? 675 is approx debt but will settle for about 275.