Ok I'm gettin laid off at the end of the month and I have 4 payday loans one with kingston financial for 289 one with united cash for 260 one with 500 fast cash for 260 and one with ezpaydaycash for 455 I here this can send you to jail is that tru? Is there a way I can get them paid off? What happens if I don't pay them? This is ridicoulous the amoubts of interest I don't wanna go to jail I have a one year olkd son so my last 2 checks have to be put to the side for him vim flipping out and had no where else to turn are they illegal on ny?