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What gives???? All of the debt settlement companies claim that there is a 1-3% chance of getting sued, but I see so many stories on this forum about people getting sued. It seems to me that there is a greater risk than 1-3%. Any thoughts?

I know it's not much but I was able to settle with Chase. I got $5100 down to $3600. I recieved the confirmation letter and sent my first payment. Only 3 more payments to go. I can deal with that and then move on to the other cards.

This is my scenario: 2 years ago, I had to leave a job that I was making over 10K more a year than at present. During that time, we have been(barely) being able to make our Credit card, mortgage and other payments. It has been becoming increasingly difficult where we have been 'borrowing from Peter to pay Paul' and I know it will soon blow up around us. We are presently on time with our 1st mortgage and credit cards, but are now a month behind with car payments and 2nd mortgage. I know its going to only get worse before it gets better.

i just received an app for an amex optoma card and i used to have them yrs ago like the 80`s ii always paid it off monthly and its like a 49$ annual fee rite now. i can do it on line. they gave me a special code to put in so it will go thru faster. is this a trick or what?

My credit score showed that you collacct $1,700 on 7-06. I have no idea what it is for. Would you please make open investgetion for me and send information for me please.

my friend gave me his Blackberry Pearl 8100 phone he has now the iPhone so for economic reasons can i activate the blackberry with cricket service?

I recently called BofA and initiated a dispute on several debits that were taken from Illegal PDL companies. The employee that took the dispute and iniated the claim also iniated a seperate claim on the credits made from these companies which resulted in 3830.00 of credits in all being reversed back to these illegal PDL companies.

Why I have a open acaunt whit your compani?

I hope someone can answer my questions. First, if the total debt to be discharged is large (in the 10s of thousands) but the total value of all dollars in any bank accounts at any one time is $1000 or less - and they are the only remaining assets you have - will they court really take those funds? Do they really split that money up and send it to the creditors? Second, if you have whole life insurance policies with little or no cash value because loans have been taken against them over the life of the loan, does the court seize those policies anyway?

I got a 322.38 refund check from Mann Bracken Refund account.. says in the memo line for overpayment.. Is this legit? It came with no other paperwork...