Okay, I'm not sure what to do from here and need some serious help. My husband and I had loans from 5 payday loan companies and were drowning under the fees. We did as suggested: put a hard hold on our account, opened a new account elsewhere, sent ACH recisions to the PDL companies and thought we were set.
The bank advised against closing our account because they said we would be liable for NSF fees. Instead, they did a hard hold on the account and all debit/credits were to be referred. Uh, yeah.