Search forum

Licenses

17 years ago
How do you verify a business license for the PDL companies? I live in the state of AZ and I want to report complaints against some of the PDL companies I've worked with in the past. I can't tell if they are licensed/legal in AZ. I've been given a website but it's not easy to navigate. The companies I've worked with are below: Nevis Payday loans 500FastCash CashTransferCenters FirstBankofDelaware 4MoneyandMore FriendlyCash CashFirst CMG Group UrgentCashAdvance CashSupply SJM Marketing AIP CheckintoCash PLEASE HELP I'm desperate :(

 

unpaid tuition vs Student Loan

17 years ago
Is unpaid tuition the same as an paid student loan. I took an online course and failed take out a student loan for. The unpaid tuition is now in collections. Does the unpaid student loan laws apply for collection practices on unpaid tuition?

 

Response from PDL

17 years ago
Hello, I found this website a week ago and have been working on getting things resolved with several internet pdl companies that I took loans with. The one I am writing about today is VIP Loanship. I obtained a loan with them on January 8th, 2009 in the amount of $300. At this point, I have paid them $630. I live in Iowa and based on what I have found so far, it is illegal to loan in Iowa via the internet PDL's.

 

Tried to get out of pdl's- things went all wrong!

17 years ago
Okay, I'm not sure what to do from here and need some serious help. My husband and I had loans from 5 payday loan companies and were drowning under the fees. We did as suggested: put a hard hold on our account, opened a new account elsewhere, sent ACH recisions to the PDL companies and thought we were set. The bank advised against closing our account because they said we would be liable for NSF fees. Instead, they did a hard hold on the account and all debit/credits were to be referred. Uh, yeah.

 

New collection tactics and a cool new collection job.

17 years ago
WoW the TROLLS have multiplied. I already see the flames..LOL! Calling PAUL :roll:

 

Amex debt in The US

17 years ago
Hi, I have 20000k in debt with Amex from the US and currently live in Canada. I wanted to know if I could be liable to pay this back.With the current economic situation I dont have the extra money to repay the debt. Does the law in the US permit it to be collected in Canada. Also how would they be able to find my information and other details as well.If any one has any idea on this please do let me know.

 

CH 13 Repayment Table

17 years ago
I was reading somewhere that there is a standard payment table set up for people who earn over the statutory salary for chapter 13 filers. For example if you make less than $46k for a family of four, you may qualify for chapter 7. But I read that (like in my case I have an income of $107k) the court would go by a table to determine my repayment, not by my actual expenses. Can anyone shed any light on this? (if you have even heard of this) Thanks!!

 

credit karma

17 years ago
Is credit karma an accurate score? Does there number differ from other big 3 bureaus?

 

ach revoke letters

17 years ago
Can you help me with the wording of a letter to tell the PDL companies not to debt my checking account? I have 8 pdl in TN. I have frozen my checking account with Bank of America and the bank has assured me that the ach will not clear my account, nor will i be charged overdraft fees since I have frozen my checking accounts. From what I have read, I believe the next step is to contact the companies and tell them not to debt my account and try to arrange another payment plan. Please help me!