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Hey there, I posted something a while back and I have a few questions still. My situation is this, I live in MN and I have 3 Payday Loans: Payday One: 500 CashNetUsa: 1000 MyCashNow: 1100 I think last month I paid like $700 in fees without paying down and principle, so I need to set up an assistance program and am seriously considering Langhorne Debt Solutions because this is something that I am not very good at. The biggest thing is that I want to know if they will make it where my references and work won't be called, my boss wouldn't deal with that very well.

NCO has been harrassing me relentlessly for a debt paid 19 years ago in full to the original creditor. I sent cease communcations letters and validation letters to their CEO, COO and compliance officer via express mail, signature requested, certified mail, return receipt requested and registered mail, yet they continue to call daily, sometimes several times in a two or three hour period of time.

Hello, I need some advice about a car that was repo'd by Capital One Auto Finance. My husband is Active Duty & his name was on this car as well as mine. Capital One was claiming that they never recieved payments from us & then showed up at our door wanting the car. I now keep getting letters from Northstar Location demanding money for this car. I am currently overseas where my husband is stationed. I totally feel that Capital One has violated the Soldier & Sailors Act when they took the car. HELP please. I will only answer emails due to a hearing problem at this moment.

As I am looking for some urgent cash, I apply for payday loan from Solicitation not allowed -Jason . I have no other options. They provide their services in *** Please read TOS and rate of interest is comparatively less than other. Thanks, Smith

my question please is this: what is an example of an exempt item vs non-exempt? would they take my husbands model airplane collection or is it big ticket items? Also, if anyone can answer do they let each adult keep their car. Mine is 14 yrs old and my husbands is 9 yrs old. We are looking into both 7 and 13, but will probably be 13

How can I find out if a collection agency is legally able to collect in my state. I did go to my states webstites where you can check to see if a agency is listed. It shows nothing listed for the CA or the current creditor. I am sending out a DV,but just wondering if there is a way to know for sure. The CA is in Texas and I live in Oregon, also I did pay them for a different debt that I did owe, and am now wondering is they can use that against me saying I did not dispute that one and paid them. I just found this fourm a few days ago so I did not know about a lot of this stuff.

I settled my account in April 2006. How do I get proof when none was sent to me. Thank you. Kelle A. Lane

HI , I was having a bill around 1,55,000Rs with HSBC. They were calling and harasing me every day. can any body sugest me in this case.

Does anyone have addresses and/or fax or email addresses that they've used for settlements for the following: Citi Cards Bank of America Discover It would be appreciated.

I have seen several statements on this site about the following: 1. You only have to pay the principal of a loan to an illegal lender 2. That lenders must abide by the requirements of state laws Where can I find proof of these two laws so that I can quote them and give the references to Goodtime Cash, that insists that I don't know the laws.