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Im 23 self employed with a kid on the way this july. I started out on the right path when I was 18, got my first job, my first credit card.. Managed to stay on top of everything and always had money. When i was 21 I bought a duplex and 6 months after that I went into business for myself. I did what alot of homeowners shouldn't do I did unecessary stuff to the building i didnt need to for luxury purposes and have put myself into debt up to 31K between 4 cards, 3 to the same creditor and 1 to another..

Hi, If I order a copy of my credit report, can I see what potential landlord has viewed it? And two, I want to know if anyone can fraudulently view it; how do I know? Thanks for any help.

Posted: Sun Apr 19, 2009 2:03 pm Subject: Payday Avenue (Same as Sonic) -------------------------------------------------------------------------------- I am dealing with this company now. I just recently found out that I have been paying over what I should be paying in interest for my state. I have sent them notification via email and i am going to fax and mail them information. The total of all the over fees is ove 1,000. I made a request that I be refunded the overages by check and that they only charge me $345 the max amount a loan company can charge in SC.

Sallie mae is my loan co. I have a couple of late pays 30,60,&90day. I am in deferrment right now. Is there anyway to remove late pays? Does refinance under student direct programs remove late commontations? Anyway to remove them?

I read an article about Cash Call on The Consumerist, the link is below. I think more people should sue the arses! http://consumerist.com/5218540/tennessee-couple-gets-5000-loan-59-interest-rate

Ok, here is my problem: My Equifax report says I have a collection for an apt lease from 2004. So, I send the Collection Agency a DV letter on Feb 23, certified mail and no response. I verified they received the letter. So, I send Equifax a letter saying to delete it bc the collection agency didn't respond within 30 days. In fact, they still haven't responded. So, I send Equifax copies of the orig dv letter, certified mail receipt, and proof it was received and Equifax sends me a letter saying the collection was "verified"! Boy, was I pissed!

I am choosing the debt settlement route and have 4 cc in my name only. I live in CA which makes me a community property state. I know I asked this earlier, but wanted to hear from anyone who has done this in california and might be able to give me some advice. My husband is very worried that those 4 cc may come after him and garnish his wages. Won't they just try and come after me and garnish my wages? Thank You for any help.

Today I received my first two phone calls. I received one at work this morning from the collection agency for National Opportunities Unlimited and the other was left on my answering machine from United Cash Loans. The person at nou It'syourpayday,.com said that my payday did not go through and that my bank account was closed. She also said that I need to give them another way to make a payment I told her that I would email them today. The message on my answering machine said that I need to get in contact with the caller who left no name at Unitedcashloans.com at 1-800-354-0602, ext.

Anyone know what they collect? I got a vm from them, and haven't called back yet.

This is a follow-up question to my first post. Should I write a letter of verification to National Enterprise Systems? Would this help? Is there anyone out there that has a form letter that I could use to send to this company? I have until April 27th to respond and should it be sent by certified mail? Brian