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Vote for anyaroberts for the DebtCC Hall of Fame(HOF)

17 years 1 month ago
As of this morning, anyaroberts has passed the 1000 post mark and is now eligible for the DebtCC Hall of Fame. Please join me in congratulating her on this milestone. 10 votes is all we need!

 

Rehab-6 Payments & Eligible for Title IV??

17 years 1 month ago
I am currently in loan rehabilitation with DCS on a loan originally from Great Lakes. My account advisor has told me that after 6 payments I will be eligible for financial aid again. I have since made this payment and have faxed him a letter stating my intention to return to school. My question is how long before my financial aid is released? My advisor has said 15-45 days but I am already registered for classes, they start April 13, and have filled out my fasfa for 2008-2009 and 2009-2010. Has anyone else gone back after the 6th payment? Any information would be great!! Thanks

 

What can you do to try to get your interest rate reduced?

17 years 1 month ago
What can you do to try to get your interest rate reduced?

 

help

17 years 1 month ago
i live in mo loans w/ advance america 500 kwik kash 500 ezmoney 500 all store locations i get about 10 calls a day from the same 3 toll free numbers but today a call came thru private and the guy stated he got my case and theres a summons for me but didnt leave name or calalback number can you go to jail over this im really worried any info will be thankfull

 

Settlement

17 years 1 month ago
So I have a Judgment against me from Discover Bank for $7K. Is there any chance of them taking a settlement of less money just to get it paid or since they already have the judgment will they want payment in full? Thanks

 

should i ask for BOA settlement?

17 years 1 month ago
It's been 120 days...the calls stopped and I'm getting nervous. I just got a tax refund (20% of combined balance). I just wrote a draft letter explaining my financial situation and how it's not getting better. In it, I'm asking for them to consider a settlement (15% of balance-as a jumping off point for negotiations). Should I fax it to them????

 

loan modifications

17 years 1 month ago
how many times can a person get a loan modification

 

Credit Card Debt

17 years 1 month ago
I owe Capital One Bank credit card principal amount $732.01. The collection agency is Hayt, Hayt & Landau in Miami, FL. I pay the same amt every month never missing a payment. Sometimes I may be late, but never, ever missed a month. Now they sent me a Final Judgement that I defaulted on my payments & want me to pay attorneys fees of $450.00 plus interest in the amt of $1,266.29, & post-stipulation attorneys fees of $300. with 8% interest! I have copies of all the cancelled "CASHED CHECKS" How can they claim I am in default when I never missed a payment?? I call it "legal" extortion!!!

 

Loan Modification Companies

17 years 1 month ago
I read somewhere on this site about a loan modification company located in MD that charges a flat fee of $1,495 and offers Forensic Loan Audit in addition to the loan mod. I would appreciate it tremendously, Thank you!

 

motion to dismiss with prejudice - can anybody tell me what this means?

17 years 1 month ago
Can anybody tell me what this means? It was included in a motion to dismiss with prejudice filed by the plaintiff. 1. This matter has been resolved by and between the parties and accordingly believes that it would be in the best interest of all parties concerned that the matter be dismissed as to all claims, on as to the other. WHAT DOES THIS MEAN? Does this mean that they cannot be sued as to any FDCPA or FCRA violations after this?!!!!