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i have been reading all of the post concerning lvnv and i m still at a loss i received 2 summons from them concerning 2 sears accounts one a store card one a master card. these accounts are closed according to my experian credit report. but i also see lvnv funding on my report but it says that the accounts are closed also so what the hell?? i had these cards when i was in california i now live in nevada, so what sol do i go by? and am i still with in the sol? the last time i can remember paying on either of these bills was in september or october of '05. should i be sending a dispute letter?

has anyone else used this firm to represent them? the court told me they overcharged me by about 900$...that couldve been money in my pocket

I recently received a pdl in NC and I already had one out there for two hundred. They just recently cut hours from my job and I know I will not be able to pay them this payday what should I do. I want to make arrangements to pay off but after reading some of the stories I really don't no which direction to turn.HHHHHHHHHeeeeeeeeelllllllp

Are Collection agencies allowed to obtain a full copy of your credit report to try and use against you in court?

I met with a BK attroney today and he was very nice. Told me what I need to do and now I have a mountain of bookwork to do. It is even worse since I am self employed, SP, and all of that stuff to get together also. I guess this is a good thing but it makes me sad that I am in this position. By the end of the summer I hope this is all done.

I have student loans that are going in to defult can my wift be forced to pay back my loans

I defaulted on a Cashland (storefront) payday loan on Feb 6th and was contacted a couple of weeks ago by their collections office. I was supposed to pay in full March 20th but ran into problems paying it. I left the collections person a message asking if I can pay in 3 equal payments over the next 3 paydays. I also made $100 payment in the store this past weekend. I haven't heard back from their collections office so I'm not sure what is going on....not hearing from them is almost worse than hearing from them in this case. Will they file suit right away?

Has anyone ever heard of a company that gets rid of your debt by assigning the debt over to them and then they change the terms on the Contract by indicating it on payments sent to the creditors (they say you have the right to do that) . Most creditors ignor it and that set them up to contest the debt...it a little long to explain here but I will include the phone number for a pre-recorded messege that you can call and listen to it.....very interesting or is it just another scam?

How do you know if your mortgage company is offering you the best loan modification you can get?

Anyone heard of, or worked with H. E. Freeman Enterprises? I've been trying to find a legitimate & reputable company to help me with my current debt situation. Thanks! :)