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Question about how to handle these guys, Midland. They sent their 1st communication on 11-06-08 stating what my payment options are for a $900 debt. Nothing about a "you have 30 days to dispute this debt in writing" disclosure. So, I still sent them a DV letter on 11-20-08 CMRRR, in my dv letter I mentioned that they violated my rights by not mentioning the 30 days to dispute to me and then I proceeded asking for proper validation. Ofcourse I never heard from them.

Website for reporting internet crime to the Fbi. http://www.ic3.gov/default.aspx

Hi-- I opened up a few credit cards in my husband's name without him knowing (he's the breadwinner)because we were in some serious debt......of course I got us in further debt....I would like to know if there's a way that I could explain this to creditors and have his name removed to help save his credit. Thanks.

WE JUST GoT A NOTICE FROM THE SHERIFF .THAT APOTHAKER AND ASSOC. FILED A SUIT AGAIST MY HUSBAND FOR A CREDIT CARD . WHAT SHOULD WE DO? IS HE LEGAL OR NOT? HE SAYS HE"S AN ATTORNEY ID# 38423 .how do i check this out we have no money for an att..

I was recently fired because payloan call my job 10 times in one day can i sue them

i owe credit cards up to 26k. They are all at least 30-60 days late. Would debt consolidating be a good idea?

I had a pdl a year ago with bmg group. Can't remember the exact one. I defaulted and it was sent to a CA and they called me and I paid them 200 to settle on the balance of 640. So they never gave me a pif and I never heard from them. My 2 other loans were legal and I paid them off on nice payment plans. Well tonight I was on my facebook and had a message from some man saying I owed 1080 to his company and I should stop ignoring their calls. I have had 5 private numbers call me this week and didn't awnser plus they didn't leave a message. What should I do?

can your wages be garnished over a pdl loan?

My husband and I are out of work, I defaulted on a loan turned in my SUV and still got the judgement for the remainder. Now the company wants the collateral (household items). I was unable to attend court because I just had surgery. I need help!!! - :oops:

Hello all. My apologies, I ended up posting this as my story as well instead of over here seperately. So like many here, I've come into rough economic times. Work is not as good as it used to be, less hours, less pay, etc. I've accumulated quite a bit of debt, about 21k total in three credit cards, not counting my car payment. The way it's going I'm not going to be able to make even the minimum payments soon, not including my car of course. I've gone through here and gotten some really useful info so thank you all. Here are some questions I have: 1.