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does this work and is it legit

Just received a settlement from BOA/FIA to settle 3 accounts from 100k to 17k, payable if 4 payments. They did make the settlement in writing and faxed it to me. Are there things that I need to make sure are in writing to protect myself. Any help would be appreciated.

Don't you hate going to the mailbox? Don't you hate hearing the phone ring? I do. I hate looking at my pile of bills, I hate spending hours on end figuring and re-figuring. I'm just sick of it! I wish I would wake up one morning and find this was all a really bad dream. Life is so busy between work, kids, husband, and of course the BILLS! It really sucks the life out of a person. I am thankful for this board and for all the support everyone gives. Even though things are bad, I read other posts and it gives me hope, sometimes someone is successful and it puts a smile on my face.

What do I do? I have paid off my payday loans and have letters of confirmation of proof. I'm told I borrowed this money Oct.2,2007. I had this guy tell me that I closed my bank account and was commting fraud. I told him that I didn't close my account, my bank did. I told him that I don't have any paperwork that indicated this BMG Payday loan company. He said that this loan was taken out in Oct. 2008.

:evil: In the state of Georgia, can a repo agent come onto your property in their personal vehicle, not id themselves, refuse to show you paperwork for repossession, physically block you with their body from getting into your car and refuse to leave your property when you order them off even when you have a no tresspassing sign right on your front lawn? Can they threaten to charge you with assault when you try to push them asside to get into your vehicle?

1) how long do successful settlements negatively affect your credit ? If the answer is 10 years, why is settlement better than a chapter 13 ? 2) Can you just settle one or two of your accounts, and continue paying the rest ? Or does this open you up to lawsuit? We are trying to decide if we should go with debt settlement or just file Chapter 13. Any advice is greatly appreciated ! Thanks !

Wondering if anyone has experience with settlements and Care Credit? I'm way past due (a year or so) and they've sent my account to collection agencies but it seems like they are dealing with more than one agency. I don't even know who I'm supposed to pay, despite calling Care Credit and writing letters.

Hi! I have multiple pdl's out and need help findiing out if they are legal or not.. 1)Together Cash-300.00- first payment due 3/20 2)Second Wallet-300.00-first payment due 3/20 3)Integrity Advance-500.00-paid 300.00. payment for 200 coming out on 3/20 4)Speedy Cash-500.00- first payment due 4/3 If these companies aren't legal, do i send letters? I'm goinf to close my acct tonight, but as of tomorrow, I will be negative due to the first 2 loans.. any help would be much appreciated!!!! Thanks!

can you take every debt i have and reduce them to one monthly payment?

I deeply appologize for my persistence in asking this question but I might want to go file a letter to the judge in this case today (before 4:00) After default judgment for the plaintiff has already been entered in a case, does a judge have the power to have that case considered dismissed prior to any default judgement? Make sense? If anyone knows, Thank you for your quick answer.